Ash Horton - Alternate Finance

March 22, 2022

Budget Advice for Kiwis

As the cost of living continues to spiral higher, many people seek budget advice to ensure they…

March 22, 2022

How people get trapped in debt, and how to fix it

It is a lot easier to fall into the debt trap than many people in New Zealand…

February 22, 2022

The considerable difference paying $5 extra per week off loans makes

When looking at how to reduce debt, it is vital to appreciate how loan interest is calculated….

January 31, 2022

How do fees and interest rates work when financing a loan?

Whether you are looking to take out a new personal loan, refinance existing debt, or have a…

January 24, 2022

The Ins & Outs About Consolidating Debts

When you consider the availability of personal loans, car loans, mortgages and credit cards, it is not…

November 15, 2021

Rising Household Debt in New Zealand

Since the US mortgage crisis of 2008/9, which led to a worldwide financial crisis, economies worldwide have…

October 28, 2021

Cremation Costs

The subject of death is not one you would choose to discuss around the dinner table, let…

October 28, 2021

Smart businesses have strategic finance partners

The relationship between commercial banks and businesses has changed dramatically over the last 20 years are so….

September 13, 2021

Practical help with debt NZ

If you suspect that you are heading towards financial issues, seeking help with debt NZ is vital….

August 6, 2021

How to make money online in New Zealand

If we all took a minute, we could probably roll off five or ten different ways to…

July 20, 2021

How to apply for business loan

We all know that post-COVID, there will be a very challenging economic environment with many businesses struggling….

July 15, 2021

Neat tricks to save money on power

Are you struggling with ever-increasing power bills? Are late payments impacting your credit rating? There are many…

June 13, 2021

How to save money

If you check the Internet for ideas about how to save money, you will be inundated with…

May 27, 2021

Recipes for low cost meals

We live in a world where everything is instant, ready meals, takeaways not to mention buy one…

May 11, 2021

Planning ahead with beneficiary loans NZ

Are you struggling to finance your existing debt? Perhaps you are constantly robbing Peter to pay Paul…

April 28, 2021

Loans for people with bad credit

Are you struggling with a bad credit rating and mounting debts? Unable to focus on the long-term,…

April 22, 2021

How to improve your credit score when you have bad credit

Having a bad credit score can make it very hard to move along in life – it…

April 19, 2021

The truth behind beneficiary loans

Are you considering a beneficiary loan but concerned about interest rates? Perhaps you weren’t aware that benefit…

December 30, 2020

Make your financial New Year’s Resolutions count this year!

As 2021 fast approaches, many of us will be happy to move on from a hugely unsettling…

November 27, 2020

Comparing Finance Companies in NZ — Who’s the Best Fit for You?

Comparing finance companies in NZ isn’t as straightforward as looking at who has the lowest interest rate….

November 10, 2020

Can I Get a Medical Loan?

When you need medical care, unfortunately, this can be hard to access quickly through the public system….

October 20, 2020

How can I prepare to apply for a loan?

Many customers find it stressful looking for and applying for loans and are pleasantly surprised by how…

August 30, 2020

NZ’s new building consent exemptions – Time for a renovation loan?

– NZ’s new Building Consent Exemptions begin on August 31 2020 – In March 2020 New Zealand’s…

August 23, 2020

Used Car Sales – the Complete Guide to Buying A Used Car

When your car breaks down unexpectedly, it’s highly likely that you weren’t in the process of saving…

July 28, 2020

Why Get a Holiday Loan?

With the travel deals all around New Zealand going wild at the moment, it’s the perfect opportunity…

June 25, 2020

How to Manage KiwiSaver During a Downturn

Has the coronavirus affected your KiwiSaver funds? We have seen a lot of media coverage and discussion…

June 25, 2020

Ways to Avoid Store Credit Card Traps

Key Things to Consider Before Getting a Store Credit Card Many people often fall into the trap…

June 22, 2020

How do I get an emergency loan?

Finding yourself short of money at just the wrong time in the pay cycle? No need to…

June 14, 2020

What is Debt Consolidation & Why Consider It?

Alternate Finance makes it easier than ever before for New Zealanders to consolidate their debt. We’ll help…

November 17, 2019

Navigating the Unexpected: How To Pay Vet Bills without the Nasty Shock 🐾

Introduction: The Unpredictable Adventures of Pet Parenthood Life’s sailing smoothly with bills paid and the car purring…

October 31, 2019

How to Get a Debt Consolidation Loan

Through Alternate Finance, it’s very easy to apply for a debt consolidation loan. You might not be…

October 31, 2019

How to keep your kids involved in sport, despite the rising costs

Kiwi kids are increasingly finding themselves sidelined from sports they love, with the ever-increasing costs that come…

September 30, 2019

Mistakes to avoid with debt management

We often make debt reduction much more difficult on ourselves than it needs to be. Usually it…

August 25, 2019

How to budget – Manage your money better in 5 easy steps

When it comes to personal finances, there is no better saying than “If you fail to plan,…

August 22, 2019

Reduce the cost of Christmas – Money Saving Tips and Ideas

It’s hard to believe that we’re already half-way through August. Soon the Christmas decorations and radio ads…

July 28, 2019

Top money saving tips for winter

With winter comes an inevitable increase in power bills, with households incurring the additional expense of keeping warm. There are ways to help keep these costs in check, to avoid having to apply for loans to pay for electricity bills.