Easy and quick personal loans for whatever you need
- We provide fast personal loans to NZ customers every day
- We make it easy with flexible repayments and terms to suit your situation
- We give you better interest rates Why pay more through other finance companies? See our Rates & Fees to see how we stack up
- We look beyond your credit rating and income statements We prefer to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested
Personal loans for almost anything
We understand that personal loans can be used for a number of different situations. Living in New Zealand can be expensive at the best of times, and we know that not everyone has a piggy bank that they can raid whenever they need to. Our customers use personal loans from Alternate Finance for a number of reasons, including
- Wedding expenses
- Travel expenses
- Vehicle repairs
- Home renovations
- Medical & dental expenses
- Unexpected bills and emergencies
If you need a personal loan and you need it quickly (payday never comes soon enough), then please get in touch and we’ll see what we can do to help you out.
Did You Know?
- More than 80% of our customers return to us for their future personal loans. We pride ourselves on fabulous customer service, we treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.
- We accept personal loan applications from people anywhere in New Zealand, not just Christchurch.
- We often have cheaper interest rates than our competitors. You can see this at our Rates and Fees.
- After you submit your loan application, you will hear back from us within 60 minutes and you could receive the money within 24 hours.
USE OUR HANDY LOAN CALCULATOR
THIS IS WHY YOU WANT TO BORROW FROM US
WE GIVE YOU BETTER INTEREST RATES
See our Loan Rates & Fees page to see how we stack up.
WE MAKE IT EASY TO BORROW
WE LOOK BEYOND YOUR CREDIT RATING
If your credit rating’s not great, you can still borrow money from us.