Podcast on Personal Finance in NZ

Alternate Finance is run by one of Canterbury, New Zealand's most successful entrepreneurs. He's now at a point in his life where he wants to give back to people who want to learn about money. If you'd like to increase your financial literacy and business knowledge, without claiming to be a financial advisor, tune-in to his short series of podcasts, his words of wisdom and the best business advice on personal finance you'll find for New Zealanders.

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Monthly Budget Planner

Use our free online budget planner. NZ life can get financially challenging especially in the heat of inflation, so stay on top of your business and personal finances easily with our budget calculator and have a PDF report sent to you 100% free. You can edit interest rates, repayments and forecast your personal finances.

NZ Personal Finance Blog

Get articles about money, personal financing, budget plannings, reducing costs and how to save and build wealth. From Kiwisaver, to compound interest explained in an easy way, to the importance of debt consolidation of personal loans. We're here to take the complex subject of money and financial advice to simplify it for you in our NZ finance blog. We're a finance company who's a member of the Responsible Lending Code, and although borrowing is a great way to leverage business or personal growth, there are traps you'll want to avoid. Subscribe and learn.

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  • Bad Credit
  • Beneficiary Advice
  • Budgeting
  • Business Lending
  • Buying Advice
  • Debt Advice
  • Interest & Calculations
  • Investing
  • Property Advice
  • Top Tips
  • Uncategorized
  • Vehicle Finance
How to buy indexes in New Zealand without paying huge ETF Fees
October 15, 2024

How to buy indexes in New Zealand without paying huge ETF Fees

The scope of investing or trading in indices funds is increasing nowadays. And why not, indices are…

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Personal Budgeting Practical Steps to Achieve Financial Independence
August 29, 2024

Personal Budgeting Practical Steps to Achieve Financial Independence

A budget basically acts as a thorough ledger tracking your income distribution—more especially, the money you save…

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Tackling Debt with the Avalanche Method: A Guide for Kiwis
July 23, 2024

Tackling Debt with the Avalanche Method: A Guide for Kiwis

Paying off debt is a life lesson that all Kiwis should learn. One extremely effective strategy is…

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Budgeting NZ – How to create a budget that works in 3 easy steps 
February 15, 2024

Budgeting NZ – How to create a budget that works in 3 easy steps 

Budgeting, NZ style. We’re here with a 3 step guide to budgeting bliss 😍. We want kiwis…

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Vanlife – Embracing the Open Road in New Zealand!
January 23, 2024

Vanlife – Embracing the Open Road in New Zealand!

There’s only one way to travel around NZ and that’s in a camper 🚐! We’re here to…

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2024 Financial Game Plan: A Kiwis Guide to Setting and Sticking to Money Goals Next Year
November 22, 2023

2024 Financial Game Plan: A Kiwis Guide to Setting and Sticking to Money Goals Next Year

Introduction: Crafting Your 2024 Financial Game Plan Kia ora, fellow Kiwis! As we bid farewell to 2023,…

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Tackling Christmas Debt: A 5 Min Guide On How To Use Layby and Afterpay To Stay Out Of Credit Card Debt for Kiwi’s
October 25, 2023

Tackling Christmas Debt: A 5 Min Guide On How To Use Layby and Afterpay To Stay Out Of Credit Card Debt for Kiwi’s

Introduction: The Kiwi Christmas Spending Dilemma Believe it or not, Xmas is nearly here….again! It’s that time…

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How to Pay Off Debt Faster: Repay Debt With These Strategies
September 14, 2023

How to Pay Off Debt Faster: Repay Debt With These Strategies

Kia ora, New Zealand! How to pay off debt faster and how to get out of debt…

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Unlocking The Advantages of Refinancing Your Loan: 5 Minute Guide
August 14, 2023

Unlocking The Advantages of Refinancing Your Loan: 5 Minute Guide

Introduction: Understanding Why It Is Worth Refinancing For A Better Deal! Ever felt burdened by your loan?…

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How To Pay Off Mortgages Fast: 4min Guide For Kiwis
July 4, 2023

How To Pay Off Mortgages Fast: 4min Guide For Kiwis

Introduction: A Kiwi’s Roadmap To Pay Off Mortgages Faster! If you’re here, you’re probably wondering things like…

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No Credit Check Loans – Are They Legit in New Zealand?
June 15, 2023

No Credit Check Loans – Are They Legit in New Zealand?

Introduction: What are No Credit Check Loans? When you’re in a tight spot financially, we get it….

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7 Ways to Avoid Getting Trapped in a Debt Cycle
May 8, 2023

7 Ways to Avoid Getting Trapped in a Debt Cycle

Kia ora, folks! Struggling with debt can be tough, and it’s not uncommon to find yourself in…

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What to Do if You Can’t Make Loan Payments on Time
April 27, 2023

What to Do if You Can’t Make Loan Payments on Time

If you’re struggling to make loan payments on time, you’re not alone. In New Zealand, life can…

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Securing Funding for Your Construction Project – Your 4 Minute Guide
March 13, 2023

Securing Funding for Your Construction Project – Your 4 Minute Guide

Are you planning to embark on a construction project, but struggling to understand how to secure the…

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Unlocking The Potential Of Business Finance: A Guide To Available Options
February 13, 2023

Unlocking The Potential Of Business Finance: A Guide To Available Options

Whether you’re operating a small New Zealand business or a large corporation, finance is an integral part…

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100+ Afterpay NZ Shops That Let You Buy Now & Pay Later
January 19, 2023

100+ Afterpay NZ Shops That Let You Buy Now & Pay Later

Shopping can be expensive and financially draining. But what if you could buy the things you need…

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How is interest calculated on a loan?
December 19, 2022

How is interest calculated on a loan?

In this blog article, we’re going to take a look at the math behind interest and how…

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How To Make Money Online NZ – 7 Sure Ways 
November 18, 2022

How To Make Money Online NZ – 7 Sure Ways 

How to make money online, NZ residents are asking themselves. Well, to earn money online in New…

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3 Great techniques for saving money in business💰
October 31, 2022

3 Great techniques for saving money in business💰

Those who own a business should constantly be looking at how to save money 💸, without creating…

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Reduce Debt On Your Personal Expenses – 7 Simple Tips
October 20, 2022

Reduce Debt On Your Personal Expenses – 7 Simple Tips

Reduce debt now and as the economy gets tough, you’ll be in a much better position. Managing…

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