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alternate finance

Asset Finance NZ

Easy Asset Financing NZ-wide

Asset finance lending is what we do best. Here at Alternate Finance, we love to support and partner with aspiring business owners to fuel their commercial growth with asset financing. We lend to clients NZ-wide, and we remove the impossible hoops that banks tend to make you jump through just to get a simple business loan. If it makes sense if you’re purchasing equipment to increase productivity, then it’s a no-brainer, and we’re here to help.

We like to establish a relationship that allows you to pick up the phone, gain a verbal “yes” and that gives you the power to negotiate with suppliers as a cash buyer. If you require asset finance to grab an opportunity that you don’t quite have the cash flow for, then Alternate can slot in as your ideal long-term partner assisting you on your journey. You may also be interested in our Venture Capital page.

Asset Finance
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APPLY IN UNDER 8 MINUTES

Get asset financing for business equipment and machinery from Alternate Finance with the freedom of loan repayments spread over 36 months, unless arranged otherwise. You’ll receive an email with an annual interest rate ranging between 13.95% & 26.98% p.a. for your business asset loans.

For further details, including our asset financing loan default interest rate, please view our rates and fees here.

If you want to get asset finance from Alternate Finance, it’s important you understand our terms and conditions in detail, We are responsible lenders and want you to know the conditions. When making an application for your business finance, you’re granting Alternate Finance permissions to store your sensitive information. Our company will endeavour to keep all information on the Alternate Finance website accurate and up to date, relating to your loan for business investment. If you find an error, and if brought to our attention in writing, we will rectify it within a reasonable timeframe. For more information relating to the terms of your asset financing, please view this page.

Your details are data protected when applying for asset finance, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Get asset financing for business equipment and machinery from Alternate Finance with the freedom of loan repayments spread over 36 months, unless arranged otherwise. You’ll receive an email with an annual interest rate ranging between 13.95% & 26.98% p.a. for your business asset loans.

For further details, including our asset financing loan default interest rate, please view our rates and fees here.

If you want to get asset finance from Alternate Finance, it’s important you understand our terms and conditions in detail, We are responsible lenders and want you to know the conditions. When making an application for your business finance, you’re granting Alternate Finance permissions to store your sensitive information. Our company will endeavour to keep all information on the Alternate Finance website accurate and up to date, relating to your loan for business investment. If you find an error, and if brought to our attention in writing, we will rectify it within a reasonable timeframe. For more information relating to the terms of your asset financing, please view this page.

Your details are data protected when applying for asset finance, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Did You Know?

Asset Loans Are Easy To Approve

Asset Loans Are Easy To Approve

We'll happily lend for industrial assets, such as tools, machinery equipment and work vehicles , because most of the time, they'll have a low depreciation rate. They'll also improve your business, meaning that it's likely you remain successful. Apply for your asset finance today.

We're An Ideal Finance Partner

We're An Ideal Finance Partner

We like to partner with businesses, giving you the ultimate negotiating power. Once you're a customer of ours, you'll get preferential finance rates for all the years you're in business, you'll get a personal relationship that allows you to call us and get immediate approvals, and if you ever limited by cashflow issues, we'll work through the problem with you to find a solution.

We Offer More Than Asset Finance

We Offer More Than Asset Finance

Alternate Finance has an entrepreneurial spirit, and occasionally, our CEO will consider more than simple business loans. We may look at venture capital, joint ventures or any opportunity that arises. There are many ways to fund your growth.

Easy, Alternative Lending

Easy, Alternative Lending

A bank is always going to be conservative, and in a lot of cases, if you don't tick the right boxes, no consideration is given to how brilliant your business growth plans are. Banking relationships are usually distant and impersonal, whereas, in contrast, we like to support and understand our business clients to form a trusted relationship of advice and funding that can last for years. If you're looking for leverage, an advantage, then connect with us to set up a one-on-one, confidential discussion. We happy to sign non-disclosure agreements if your planning information is sensitive.

Kiwi Asset Finance NZ-wide.

Kiwi Asset Finance NZ-wide.

No matter where in New Zealand you are, we can help. If you're in Christchurch, you can visit our head office, or if you're elsewhere, we'll happily set up a video call or have a representative visit you to discuss your ideas and best asset financing solutions. We like the personal touch.

Get Cash Buyer Discounts.

Get Cash Buyer Discounts.

Say you're negotiating to buy a truck, and then you ask about their truck finance rates with the salesman. You've immediately shifted the power and indicated that you don't have the best cash flow. You'll be treated accordingly and not offered the best price. However, if the salesperson senses you're a cash buyer and could purchase many trucks, it's likely you'll get preferential pricing.

Keep Your Finance Agreement Seperate

Keep Your Finance Agreement Seperate

If you get asset finance through a supplier that also services your equipment, then you may find yourself in the difficult situation of not being serviced if you happen to miss payments. Alternate will work with you to get back on track. It's better to keep these things seperate so your organisation can operate without being held to ransom.

Tax Planning

Tax Planning

In no way, shape or form do we claim to be tax advisors, but an idea to assist in tax planning could be to use our business loans to purchase equipment prior to the end of a financial year to offset some of the existing profit that you've earned. You'll need to talk to an expert, either an accountant or a financial advisor, for further information and how this can assist in cash flow.

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.

If you have any questions, our friendly team is more than happy for you to contact us. Alternatively, view our Frequently Asked Questions.