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Asset Finance NZ

Easy Asset Finance For Kiwis

Here at Alternate, we love to partner with aspiring business owners to fuel their commercial growth with asset financing. We lend to clients NZ-wide, and we remove the impossible hoops that banks tend to make you jump through just to get a simple business loan. If it makes sense if you’re purchasing equipment to increase productivity, then it’s a no-brainer, and we’re here to help.

We like to establish a relationship that allows you to pick up the phone, gain a verbal “yes” and that gives you the power to negotiate with suppliers as a cash buyer. If you require asset financing to grab an opportunity that you don’t quite have the cash flow for, then Alternate might slot in as your ideal long-term partner assisting you on your journey. You may also be interested in our Venture Capital page.

Asset Finance
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Get asset financing for business equipment and machinery from Alternate Finance with the freedom of loan repayments spread over 36 months, unless arranged otherwise. You’ll receive an email with an annual interest rate ranging between 13.95% & 26.98% p.a. for your business asset loans.

For further details, including our asset financing loan default interest rate, please view our rates and fees here.

If you want to get business finance from Alternate Finance, it’s important you understand our terms in detail, We are responsible lenders and want you to know the conditions. When making an application for your business finance, you’re granting Alternate Finance permissions to store your sensitive information. Our company will endeavour to keep all information on the Alternate Finance website accurate and up to date, relating to your loan for business investment. If you find an error, and if brought to our attention in writing, we will rectify it within a reasonable timeframe. For more information relating to the terms of your asset financing, please view this page.

Your details are data protected when applying for an Asset loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Get asset financing for business equipment and machinery from Alternate Finance with the freedom of loan repayments spread over 36 months, unless arranged otherwise. You’ll receive an email with an annual interest rate ranging between 13.95% & 26.98% p.a. for your business asset loans.

For further details, including our asset financing loan default interest rate, please view our rates and fees here.

If you want to get business finance from Alternate Finance, it’s important you understand our terms in detail, We are responsible lenders and want you to know the conditions. When making an application for your business finance, you’re granting Alternate Finance permissions to store your sensitive information. Our company will endeavour to keep all information on the Alternate Finance website accurate and up to date, relating to your loan for business investment. If you find an error, and if brought to our attention in writing, we will rectify it within a reasonable timeframe. For more information relating to the terms of your asset financing, please view this page.

Your details are data protected when applying for an Asset loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Did You Know?

Asset Loans Are Easy To Approve

Asset Loans Are Easy To Approve

We'll happily lend for industrial assets, such as tools, machinery and work vehicles, because most of the time, they'll have a low depreciation rate. They'll also improve your business, meaning that it's likely you remain successful.

We're An Ideal Finance Partner

We're An Ideal Finance Partner

We like to partner with businesses, giving you the ultimate negotiating power. Once you're a customer of ours, you'll get preferential finance rates, you'll get a personal relationship that allows you to call and get immediate approvals, and if you ever have cashflow issues, we'll work through the problem with you to find a solution.

We Offer More Than Loans

We Offer More Than Loans

Alternate Finance has an entrepreneurial spirit, and occasionally, our CEO will consider more than simple business loans. We may look at venture capital, joint ventures or any opportunity that arises. There are many ways to fund your growth.

Kiwi Asset Finance NZ-wide.

Kiwi Asset Finance NZ-wide.

No matter where in New Zealand you are, we can help. If you're in Christchurch, you can visit our head office, or if you're elsewhere, we'll happily set up a video call or have a representative visit you to discuss your ideas and best financing solutions. We like the personal touch.

Get Cash Buyer Discounts.

Get Cash Buyer Discounts.

Say you're negotiating to buy a truck, and then you ask about their truck finance rates with the salesman. You've immediately shifted the power and indicated that you don't have the best cash flow. You'll be treated accordingly and not offer the best price. However, If the salesperson senses you're a cash buyer and could purchase many trucks, it's likely you'll get preferential pricing.

Keep Your Finance Agreement Seperate

Keep Your Finance Agreement Seperate

If you get asset finance through a supplier that also services your equipment, then you may find yourself in the difficult situation of not being serviced if you happen to miss a payment. Alternate will work with you to get back on track. It's better to keep these things seperate so your organisation can operate without issue.

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.