Fancy A Dream Holiday Travel Loan?
If you need a loan for travel, Alternate Finance can help you! Whether you’re getting ready to book the ultimate trip, or simply need a break, we help with a loan repayment that won’t break the bank!
We will help get you a loan amount that’s right for you, and include that extra cash for all the things you need to make your trip incredible. With our responsible lending, we can help you make your holiday the one you deserve. Everyone has a dream holiday vision, or a favourite destination that they can’t wait to return to, so we personalise the right loan term, factoring affordability in your repayments and interest rate. We help you plan your next holiday financially.
Approval Within 24 Hours *
Whether you’re planning to book a quick getaway within NZ, or looking at a European holiday with all the bells and whistles, our finance team can help you out with a secured loan subject to the responsible lending code. Apply online now, or use our online repayments calculator to find out what’s affordable, the lending fees, interest rates and your weekly or fortnightly repayments.
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Loans for travel from Alternate Finance can be used for family holidays, romantic getaways, or just an escape for you to get some much-needed rest and relaxation.
Loans for travel can be used as a great way to catch up with family members and remind you of the important things in life! Kiwi’s are renowned for enjoying a good holiday, particularly to favourite destinations like the Cook Islands and the Gold Coast. That said, it’s important you don’t overindulge. Alternate Finance is a responsible lender and wants to ensure you’re not over committing your finances.
If you wish to apply for holiday loans with Alternate Finance, our friendly team are ready to help with your application and make your travel dreams become a reality! Simply complete the online application and we’ll get back to you within an hour*.
*Time frame applies to applications made during working hours
Travel Loans Calculator
You can start looking at your loan online right here! Work out the amount you wish to borrow, and the repayment amount required on a weekly or fortnightly basis.
Rates
Consolidate debts with Alternate Finance, and you’ll receive up to 36 months to make affordable loan repayments. When consolidating debt, we’ll give you a low interest rate in comparison to what you’re paying currently, and we’ll roll all debt into one simple payment. The low interest rate ranges from 13.95% to 26.98% p.a.
For more details, including early repayment conditions, our loan terms and conditions, establishment fees and default interest rates, please view our rates and fees webpage by clicking here.
Terms
If you’re looking at consolidating debt with us at Alternate Finance, it’s important to get an understanding of our terms and conditions. When you apply for loans designed for consolidating debts, you’re agreeing to Alternate Finance having permission to store and collect your information. Alternate Finance will endeavour to keep all information on this website accurate and up to date, in regards to debt consolidation but if you spot any inaccuracies, please let us know in writing and we’ll rectify it within a reasonable timeframe. For further detailed information about consolidating debts, please follow this link. Alternate acts in accordance with the responsible lending code of New Zealand.
Security
Your personal information is protected with end-to-end encryption on all web forms, ensuring that your data remains secure throughout the application process. Alternate Finance treats all loan information confidentially, following strict security protocols to safeguard your details from unauthorized access.
Additionally, Alternate Finance complies with New Zealand’s privacy laws and regulations, giving you full transparency on how your data is used. Their commitment to privacy means your information is never shared with third parties without your consent.
For a full breakdown of our data protection policies, you can review our Privacy Policy, which outlines how your personal details are stored, processed, and used securely.
Did You Know?
What Are Holiday Loans?
Holiday loans are exactly as they sound. Alternate Finance will finance your flights, accommodation and allow you to pay off your relaxing holiday over a term that is affordable.
Are Loans For Travel Just Personal Loans?
Loans for holdays are, in fact, another version of personal loans. It's important not to spend more than you're able to pay off. Life is for living but choose a holiday that's within your budget. Remember, the best things in life are free :)
What Do Holiday Loans Cost?
You can easily check our travel loans calculator above. Just choose the amount you want to borrow and the term you'd like to pay it off. It calculates your cost immediately.
How Long Is A Loan To Travel For?
Check our travel loans calculator above. You can choose how long you'd like to make repayments to pay off your holiday loan. The maximum term is 48 months, and the faster you pay, the cheaper the interest. Lending criteria applies.
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Frequently Asked Questions
What Happens If I Default on Repayment?
Our best advice is that if your personal circumstances change, and you can’t pay your loan, then contact us as fast as possible. We like it when people communicate with us and set up a payment plan to get you back on track. If things go wrong, we’re quite reasonable and want to help.
Can I Get Loans For Travel During COVID?
Like to Borrow and then Pay Your Loan off Sooner?