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Fancy A Dream Holiday Travel Loan?

If you need a loan for travel, Alternate Finance can help you! Whether you’re getting ready to book the ultimate trip, or simply need a break, we help with a loan repayment that won’t break the bank!

We will help get you a loan amount that’s right for you, and include that extra cash for all the things you need to make your trip incredible. With our responsible lending, we can help you make your holiday the one you deserve. Everyone has a dream holiday vision, or a favourite destination that they can’t wait to return to, so we personalise the right loan term, factoring affordability in your repayments and interest rate. We help you plan your next holiday financially.

Approval Within 24 Hours *

Whether you’re planning to book a quick getaway within NZ, or looking at a European holiday with all the bells and whistles, our finance team can help you out with a secured loan subject to the responsible lending code. Apply online now, or use our online repayments calculator to find out what’s affordable, the lending fees, interest rates and your weekly or fortnightly repayments.

Holiday Travel loans
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APPLY IN UNDER 8 MINUTES

dog enjoying holiday loans

Loans for travel from Alternate Finance can be used for family holidays, romantic getaways, or just an escape for you to get some much-needed rest and relaxation.

Loans for travel can be used as a great way to catch up with family members and remind you of the important things in life! Kiwi’s are renowned for enjoying a good holiday, particularly to favourite destinations like the Cook Islands and the Gold Coast. That said, it’s important you don’t overindulge. Alternate Finance is a responsible lender and wants to ensure you’re not over committing your finances.

If you wish to apply for holiday loans with Alternate Finance, our friendly team are ready to help with your application and make your travel dreams become a reality! Simply complete the online application and we’ll get back to you within an hour*.

*Time frame applies to applications made during working hours

Get approval for your travel loan with Alternate Finance, and you’ll be able to make finance repayments for up to 36 months unless agreed otherwise. When it comes to interest rates and fees, you’ll be sent an annual interest rate within the range of 13.95% to 26.98% per annum. We don’t charge early repayment fees!

Want more detailed information including our holiday loans default interest rates? Visit our rates and fees page here.

When applying to get travel loans from Alternate Finance, it’s important that you take the time to understand our terms. If you apply for a loan with us, you grant Alternate Finance permission to store your information. Alternate Finance will use best practices to keep all information on this website current and accurate for travel loans. Reporting inaccuracies can be reported to us in writing, and we’ll act accordingly. For more information about the terms of your holiday loans, please follow this link.

Your details are data protected when applying for loans, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Get approval for your travel loan with Alternate Finance, and you’ll be able to make finance repayments for up to 36 months unless agreed otherwise. When it comes to interest rates and fees, you’ll be sent an annual interest rate within the range of 13.95% to 26.98% per annum. We don’t charge early repayment fees!

Want more detailed information including our holiday loans default interest rates? Visit our rates and fees page here.

When applying to get travel loans from Alternate Finance, it’s important that you take the time to understand our terms. If you apply for a loan with us, you grant Alternate Finance permission to store your information. Alternate Finance will use best practices to keep all information on this website current and accurate for travel loans. Reporting inaccuracies can be reported to us in writing, and we’ll act accordingly. For more information about the terms of your holiday loans, please follow this link.

Your details are data protected when applying for loans, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Travel Loans Calculator

You can start looking at your loan online right here! Work out the amount you wish to borrow, and the repayment amount required on a weekly or fortnightly basis.

I want to borrow:
I can afford to repay (per week):

Did You Know?

What Are Holiday Loans?

What Are Holiday Loans?

Holiday loans are exactly as they sound. Alternate Finance will finance your flights, accommodation and allow you to pay off your relaxing holiday over a term that is affordable.

Are Loans For Travel Just Personal Loans?

Are Loans For Travel Just Personal Loans?

Loans for holdays are, in fact, another version of personal loans. It's important not to spend more than you're able to pay off. Life is for living but choose a holiday that's within your budget. Remember, the best things in life are free :)

What Do Holiday Loans Cost?

What Do Holiday Loans Cost?

You can easily check our travel loans calculator above. Just choose the amount you want to borrow and the term you'd like to pay it off. It calculates your cost immediately.

How Long Is A Loan To Travel For?

How Long Is A Loan To Travel For?

Check our travel loans calculator above. You can choose how long you'd like to make repayments to pay off your holiday loan. The maximum term is 48 months, and the faster you pay, the cheaper the interest. Lending criteria applies.

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Frequently Asked Questions

Our best advice is that if your personal circumstances change, and you can’t pay your loan, then contact us as fast as possible. We like it when people communicate with us and set up a payment plan to get you back on track. If things go wrong, we’re quite reasonable and want to help.