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Online Personal loans - for just about anything

We understand that online personal loans can be used for a number of different situations. Living in New Zealand can be expensive at the best of times, and we know that not everyone has a piggy bank that they can raid whenever they need to.

If you need an online personal loan and you need it quickly (payday never comes soon enough), then please get in touch and we’ll see what we can do to help you out. Our customers use online personal loans from Alternate Finance for a number of reasons, including

  • Unexpected bills
  • Home renovations
  • Medical & dental expenses
  • Travel expenses
  • Wedding expenses
  • Vehicle repairs
Online Personal Loans
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APPLY IN UNDER 8 MINUTES

Get online personal loans from Alternate Finance, and you’ll receive up to 36 months to make repayments unless arranged otherwise. You’ll receive an annual interest rate that ranges from 13.95% to 26.98% p.a.

For further details, including our personal loan default interest rate, please visit our rates and fees page by clicking here.

If you want to get an online personal loan from Alternate Finance, it’s important to understand our terms. When you apply for your personal loan, you’re granting Alternate Finance permission to store your information. Alternate Finance endeavours to keep all information on this website accurate and up to date, in regards to your personal loan. Any inaccuracies found, if brought to our attention in writing, will be dealt with within a reasonable time. For further details about the terms of your personal loan, please follow this link.

Your details are data protected when applying for a loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Get online personal loans from Alternate Finance, and you’ll receive up to 36 months to make repayments unless arranged otherwise. You’ll receive an annual interest rate that ranges from 13.95% to 26.98% p.a.

For further details, including our personal loan default interest rate, please visit our rates and fees page by clicking here.

If you want to get an online personal loan from Alternate Finance, it’s important to understand our terms. When you apply for your personal loan, you’re granting Alternate Finance permission to store your information. Alternate Finance endeavours to keep all information on this website accurate and up to date, in regards to your personal loan. Any inaccuracies found, if brought to our attention in writing, will be dealt with within a reasonable time. For further details about the terms of your personal loan, please follow this link.

Your details are data protected when applying for a loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Online Personal loan calculator

I want to borrow:
I can afford to repay (per week):

Did You Know?

Best Personal Loans

Best Personal Loans

More than 80% of our customers return to us for their future personal loans. We pride ourselves on fabulous customer service, we treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.

Online Personal Loans New Zealand

Online Personal Loans New Zealand

We accept online personal loan applications from people anywhere in New Zealand, not just Christchurch.

Online Personal Loans Interest Rate

Online Personal Loans Interest Rate

We often have cheaper interest rates than our competitors. You can see this at our Rates and Fees.

Fast Cash Loans

Fast Cash Loans

After you submit your online personal loan application, you will hear back from us within 60 minutes and you could receive the money within 24 hours.

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.