personal loans christchurch

Online Loans NZ Wide - Fast Cash Loans, Beneficiary Loans & more

 

Alternate Finance - Home of online loans NZ wide. We provide a range of personal loans, such as benefit loans, medical finance, vet loans, we help with bridging house deposits, and we also offer business loans for equipment or cashflow injections. Browse our site, and if you have any questions, please feel free to reach out.

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Customers love the experience

Types of Online Loans

Alternate Finance is the home of New Zealands widest variety of Online Loans. You can apply easily in just 8 minutes and have your cash in your account within 24 hours.

Asset Finance

Asset Finance

Yes, we help businesses grow with asset finance, business loans for the purchase of equipment and tangible assets.
Venture Capital NZ

Venture Capital NZ

We provide venture capital and business loans for entrepreneurs with ideas that need a little capital for their growth aspirations.
Loans for beneficiaries

Loans for beneficiaries

Yes, we provide loans for beneficiaries, provided you can afford the repayments. Often referred to as WINZ loans.
Emergency loans

Emergency loans

We're here to help with a quick cash loan when life throws a curveball. If you just need a quick helping hand, Alternate Finance can help.
Debt Consolidation

Debt Consolidation

Combine all your debt into one simple debt consolidation loan, making your repayments easy to manage and affordable.
Auto Financing

Auto Financing

It's often cheaper to buy a new car than to repair an old one. Car loans or loans for any vehicle are common at Alternate Finance.
Pet Finance

Pet Finance

Our fur buddies can throw us surprise bills occasionally, so if you need a hand paying the vet, apply in under 8 minutes for pet finance.
Loans For Students

Loans For Students

Luckily, Alternate Finance has a loans for students package where we fast-track you out of a tricky situation with a personal loan.
Holiday Travel loans

Holiday Travel loans

We all deserve a break from time to time, so rather than paying for your holiday on an expensive credit card, apply for a travel loan instead.
Medical Finance

Medical Finance

There's nothing more important than your health, so if you need additional funds, if you need a medical loan, we'll be quick to respond.
Small Business loans

Small Business loans

If the bank said no, or you just want a different lender with different terms, Alternate will happily consider lending for a business loan.
Funeral loans

Funeral loans

We make getting a funeral loan, fast and hassle-free. It's a tough time when someone passes and helping with a quick loan can take a lot of stress away.

This is why you want to borrow from us

Quick and easy cash loans in NZ

We look beyond your credit rating – we prefer to look at the security you have rather than your income. If your credit rating is not so flash, you can still borrow money.
We make it easy – with flexible repayments and terms to suit your situation. We give you better interest rates – why pay more through dealer finance?

cash loans christchurch
low interest rates

Low-interest rates. Get debt-free fast.

We offer very competitive loan rates compared to other lenders – we are a genuine alternative. Low-interest rates are very important when consolidating your debt because the less you have to pay, the quicker you can become debt-free, which is Alternate Finance’s motto, making us one of the most reputable and trusted loan companies based in Christchurch, serving New Zealand.