Online Loans NZ Wide - Fast Cash Loans, Beneficiary Loans & more
Alternate Finance - Home of online loans NZ wide. We provide a range of personal loans, such as benefit loans, medical finance, vet loans, we help with bridging house deposits, and we also offer business loans for equipment or cashflow injections. Browse our site, and if you have any questions, please feel free to reach out.
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Our customer rating
4.7 / 5
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Trusted by
Our customer rating
4.7 / 5
Customers love the experience
Have been a customer for a few years now and they are really friendly and helpful. This is the company that helped me get back into good credit. Highly recommend as a stepping stone back into the world of credit.
Nadezna Walsh
Alternative finance Christchurch are the best finance crew. The staff are really helpful they are kind understanding. Kris and Karen are AAA+. They are very professional they don't make you feel like a number or a dollar sign
Josesphine Peawini
Have attained loans through this company a couple of times. The team are really helpful and it's such a quick and easy process. Will definitely use them again for future loans.
Tamara Gliddon
Easy process and Kris is so helpful. Been dealing with them for a number of years now. Never an issue with dealing with them and they are great at helping to secure loans. Easy terms that are manageable
SN Langdale
Great company for when you need that loan. The procedure is straight forward and the money is available overnight. The staff are helpful and understand people such as myself. When I got the ok to buy a car I was thankful I was with alternate finance. Very patient and innovative ( free gifts ) I call it trending. I am sure you will become a happy customer too. Thanks alternate.
Talei Jamieson
Types of Online Loans
Alternate Finance is the home of New Zealands widest variety of Online Loans. You can apply easily in just 8 minutes and have your cash in your account within 24 hours.
Personal Loans
Business Loans
Car Loans
This is why you want to borrow from us
Quick and easy cash loans in NZ
We look beyond your credit rating – we prefer to look at the security you have rather than your income. If your credit rating is not so flash, you can still borrow money.
We make it easy – with flexible repayments and terms to suit your situation. We give you better interest rates – why pay more through dealer finance?
Low-interest rates. Get debt-free fast.
We offer very competitive loan rates compared to other lenders – we are a genuine alternative. Low-interest rates are very important when consolidating your debt because the less you have to pay, the quicker you can become debt-free, which is Alternate Finance’s motto, making us one of the most reputable and trusted loan companies based in Christchurch, serving New Zealand.