Getting Medical Finance
Life throws us curveballs and accessing medical finance for surgery or doctors visits could alleviate significant stress. Alternate Finance helps by financing the medical costs, spreading your loan repayments across a term that’s manageable and affordable.
From laser eye correction, to cosmetic surgery, to more urgent medical expenses, with our online application you can take the stress out of medical bills.
Personal Loans for Your Body
Medical finance usually requires a quick loan, so we prioritise your application and have approval back within 24 hours. If you need medical finance for surgery and it’s urgent, then apply online first, before calling.
Start by using our loan repayment calculator by choosing the loan amount, and the weekly repayments that you can afford. Once you’re happy, apply online or ask one of our friendly team to assist you in the application.
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Medical Loan Repayment Calculator
Choose your term
Repayment Details
1 YEAR
Your Weekly Repayment
$22.60 PER WEEK* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.
Rates
Get a medical finance loan from Alternate Finance, and you’ll receive up to 36 months to make loan repayments unless arranged otherwise. You’ll receive an annual interest rate that ranges from 9.95% to 26.98% p.a.
For further details, including our personal loan default interest rate, please visit our rates and fees page by clicking here.
Terms
If you want to get a medical finance loan from Alternate Finance, please spend a moment understanding our terms. When you apply for medical finance, you’re granting the permission to Alternate Finance to store your personal information. In addition, we endeavour to keep all finance information on this website updated and accurate. If any inaccuracies are in fact found, please le us know in writing, and it will be rectified within a reasonable time. For further details about the terms of your medical finance loan agreement, please follow this link.
Security
Your confidential details are data-protected when applying for medical finance with Alternate Finance. We use end-to-end encryption on all of our webforms. All medical finance information provided will be treated confidentially and your loan application details will remain secure.
Did You Know?
Medical Finance NZ
Medical Finance Companies in NZ are common because in New Zealand, we aren't forced to have private medical insurance. Be sure to check fees & interest rates and make sure you're dealing with an ethical medical finance company like Alternate Finance.
Plastic Surgery Finance
Medical Finance also covers loans for plastic surgery. Alternate Finance will help regardless of your reasons and provided that you can afford it. We pride ourselves on being a responsible lender.
Is Health Insurance Worth it?
Health finance or health insurance? Health insurance is protection for the unexpected and you'll be paying for something that hasn't happened. If you're young, it's unlikely to be worth it for you but as you age, it becomes more important. It's a good idea to insure for ongoing medical costs, but if you need a short term health finance solution, a medical loan could be more appropriate.
Need A Loan for Doctor Visits?
If you're sick and need a short term loan for doctor visits, Alternate Finance can help. Apply now by filling out the form and in 8 minutes your application will be with our approval team.
Customers love the experience
Frequently Asked Questions
Do you provide loans for cosmetic surgery?
Yes, whether its cosmetic or for a more immediate medical problem we have you covered. Check out our loan calculator to see how much you could borrow.
How quickly can my loan be approved?