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Financing Dentist Bills In New Zealand

Dental financing is a brilliant step to maintain your oral health without breaking the bank. Looking after your teeth and oral health is an investment in your long-term health! With flexible dentist loan options, they can cover a wide range of dental procedures, from routine check-ups and cleanings to more complex treatments like root canals or orthodontics. So you don’t need to put up with that toothache anymore! Whether you’re looking to maintain your dental health, invest in a brighter smile, or cover an unexpected dental emergency, Alternate Finance is here to help you secure the dental care you need to smile confidently through our dental bill financing.

Financing Dentist Bills
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Before You Sit In The Dentist Chair – Read This!

Do Your Homework

Applying for dentist loans can feel like a daunting task, but it’s crucial to do your homework BEFORE you sign on the dotted line. The first thing to remember is to ensure there’s no hidden costs in the dental procedure you’re considering. So it is a MUST to get a full quote! There are several NZ dental associations like the New Zealand Dental Association that provide comprehensive information on standard dental procedures and costs.

Understand The Procedure

It is important that you know what is going to happen in the procedure, especially if you are going under for dental surgery. Remember, it’s not just about the cost; check for any hidden things that could go wrong, like recovery time or potential side effects. Check in that the dentist is qualified in New Zealand and always ask for a detailed treatment plan. It’s a good idea to get a second opinion if you’re unsure, pricing in New Zealand isn’t regulated so this can be beneficial to get a lower quote. While you’re doing this, it’s a good time to sort out your financing dentist bills. With Alternate Finance, you can secure a dental loan that suits your budget and gets you smiling again in no time!

 

Let’s think about dental financing as MORE than “just a loan”

It could be the answer to those unexpected dentist bills that have been stressing you out! Whether you’re:

  • a parent needing to cover your child’s orthodontist costs
  • avoiding getting a root canal that you know you absolutely need;
  • or considering taking your confidence to the next level with veneers

Financing your dentist bills is a great and effective option.

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Get Dentist Loans from Alternate Finance, and you’ll receive up to 36 months to make affordable loan repayments. When consolidating debt, we’ll give you a low interest rate in comparison to what you’re paying currently, and we’ll roll all debt into one simple payment. The low interest rate ranges from 13.95% to 26.98% p.a.

For more details, including early repayment conditions, our loan terms and conditions, establishment fees and default interest rates, please view our rates and fees webpage by clicking here.

If you want to get dental financing from Alternate Finance, it’s important to get an understanding of our terms and conditions. If  you apply for loans designed for consolidating debts, you’re agreeing to Alternate Finance having permission to store and collect your information. Alternate Finance will endeavour to keep all information on this website accurate and up to date, in regards to your finance, but if you spot any inaccuracies, please let us know in writing and we’ll rectify it within a reasonable timeframe. For further detailed information about consolidating debts, please follow this link.

Your details are data protected when applying for a loan, as we have end-to-end encryption on all of our web forms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Get Dentist Loans from Alternate Finance, and you’ll receive up to 36 months to make affordable loan repayments. When consolidating debt, we’ll give you a low interest rate in comparison to what you’re paying currently, and we’ll roll all debt into one simple payment. The low interest rate ranges from 13.95% to 26.98% p.a.

For more details, including early repayment conditions, our loan terms and conditions, establishment fees and default interest rates, please view our rates and fees webpage by clicking here.

If you want to get dental financing from Alternate Finance, it’s important to get an understanding of our terms and conditions. If  you apply for loans designed for consolidating debts, you’re agreeing to Alternate Finance having permission to store and collect your information. Alternate Finance will endeavour to keep all information on this website accurate and up to date, in regards to your finance, but if you spot any inaccuracies, please let us know in writing and we’ll rectify it within a reasonable timeframe. For further detailed information about consolidating debts, please follow this link.

Your details are data protected when applying for a loan, as we have end-to-end encryption on all of our web forms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Dentist Loan Calculator

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Did You Know?

Tip #1 Do your research:

Tip #1 Do your research:

It's so important that you do the research on the dentist, dental clinic and the procedure itself before you agree to any procedure and costs. This is particularly important if you are going under anaesthesia (put to sleep for the surgery), as there may be complications that arise whilst you are unconscious. You need to be aware of the worst case scenario both physically and financially!

Tip #2 Get a second opinion

Tip #2 Get a second opinion

Going to multiple dental clinics for opinions and reviews could end up saving you a lot of money in the long run. In New Zealand, dental pricing is not regulated so the prices can vary a lot between different clinics.

Tip #3 Prioritise Post-Procedure Care

Tip #3 Prioritise Post-Procedure Care

After undergoing a dental procedure, it's crucial to follow your dentist's instructions for post-procedure care. This can include taking prescribed medications, avoiding certain foods, or maintaining a specific oral hygiene routine. Proper post-procedure care can help speed up recovery, prevent complications, and ensure the success of the treatment.

Tip #4 Consider Future Dental Needs

Tip #4 Consider Future Dental Needs

When planning for dental financing, don't just consider your current needs. Think about your future dental health as well. If you anticipate needing more dental work in the future, it might be wise to factor this into your financing plan. This way, you can ensure you're financially prepared for any dental health curveballs that come your way.

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Frequently Asked Questions

It is a type of personal loan that is specifically for dental and oral procedures. It is a flexible solution so you or your family can get the dental procedures now without having to wait, and pay off the amount over an agreed period of time. Financing dentist bills is all about getting your urgent dental needs fixed quickly, easily and with as little stress as possible.