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Fast Cash Loans

Fast Cash Loans NZ

Alternate Finance offers fast cash loans to NZ customers who meet our loan requirements. We understand that unexpected expenses can arise at any time, and it is not uncommon to need a fast cash loan for a large medical bill or repair when you least expect it. We have clients that have had car breakdowns, sudden and unavoidable costs and even urgent small business loan requirements. You never know when you will need cash fast, so getting a loan approved fast in your hour of need, is essential.

If you find yourself needing cash in a hurry and your next payday won’t come soon enough, then Alternate Finance may be able to help. Our friendly team are ready to help with your application to help you get a fast cash loan. Simply complete the online application, and we’ll aim to get onto it within an hour!*

Fast Cash Loans
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APPLY IN UNDER 8 MINUTES

Get fast cash loans from Alternate Finance, and make your loan repayments over 36 months, unless you’d like to pay it sooner. You’ll receive an annual interest rate in the range of 13.95% to 26.98% p.a.

If you’d like to know our fast cash loan default interest rate, please visit our rates and fees page here.

If you want to get a fast cash loan from Alternate Finance, please take time not to rush understanding our terms. When you apply for a fast cash loan, you will grant Alternate Finance authority to store your sensitive information. We keep all information on this website as accurate as possible and up to date, in regards to fast cash loans but if you spot any inaccuracies please bring it to our attention in writing, and it will be dealt with as fast as possible. For further detailed information about the terms of fast cash loans, please click this link.

Your personal details are data protected. Throughout the application process for a fast cash loan, we have end-to-end encryption on all webforms. This means all fast cash loan information you provide will be treated confidentially. You can have confidence that your fast cash loan application will remain secure and protected.

Get fast cash loans from Alternate Finance, and make your loan repayments over 36 months, unless you’d like to pay it sooner. You’ll receive an annual interest rate in the range of 13.95% to 26.98% p.a.

If you’d like to know our fast cash loan default interest rate, please visit our rates and fees page here.

If you want to get a fast cash loan from Alternate Finance, please take time not to rush understanding our terms. When you apply for a fast cash loan, you will grant Alternate Finance authority to store your sensitive information. We keep all information on this website as accurate as possible and up to date, in regards to fast cash loans but if you spot any inaccuracies please bring it to our attention in writing, and it will be dealt with as fast as possible. For further detailed information about the terms of fast cash loans, please click this link.

Your personal details are data protected. Throughout the application process for a fast cash loan, we have end-to-end encryption on all webforms. This means all fast cash loan information you provide will be treated confidentially. You can have confidence that your fast cash loan application will remain secure and protected.

Fast Cash Loans Calculator

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Did You Know?

Fast Cash Loans With Bad Credit

Fast Cash Loans With Bad Credit

Fast cash loans are handled similar to standard personal loans, meaning that Alternate Finance will require some form of security to counteract the risk. If you have bad credit, there's no harm in replying, especially if you have a history of clearing things up. We like to advise people on how to improve their credit history and assist with fast cash loans, when appropriate.

Fast Cash Loans With No Credit Check?

Fast Cash Loans With No Credit Check?

Alternate helps people with fast cash loans, but we do need to run credit checks. If you want to improve your credit history, it's best to call us and see if there's an opportunity of how you can get back on track.

How Fast Can I Get My Cash Loan?

How Fast Can I Get My Cash Loan?

Alternate Finance does a preliminary credit check within 60 minutes and assuming it's a simple yes, without further investigation required, we can give you the thumbs up for your loan, fast. Usually, you'll have the loan in your account within 24-48 hours from formal approval.

What is a Fast Cash Loan?

What is a Fast Cash Loan?

It's exactly the same as a personal loan, except we prioritise your approval as urgent. We aim to process your loan faster than usual, especially when there is an emergency bill that you need the funds for.

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.