Home Renovation Loans for beautiful homes
Looking for a home renovation loan that’s perfect for you? Here at Alternate Finance we care about making things possible for you and we have renovation financing solutions that will help make your dream home a reality.
Whether you’re looking to have a new paint job, a fully decked out kitchen or that extension you’ve always wanted, we’re here to provide easy and straight forward personal loans for all of your renovation dreams! For those of us who care about our environment, and what we wake up to each day, a loan for home renovation could be the next step in creating that perfect environment.
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Get a Personal Loan to Build or Renovate with Ease
Renovating your home and tackling those home improvements can make all the difference to your space! Renovation financing can help make the costs involved feel a little less daunting! It’s then so easy for you to get all the things you need to transform your home.
Here at Alternate Finance we have competitive interest rates, a simple borrowing experience, and you can repay your loan amount on a timescale suitable to you. Build or renovate with ease and peace of mind, knowing you’re borrowing a personal loan without needing to touch your mortgage!
Financing your Renovation Project
Renovation financing can be done in many ways, through savings, a loan through the bank or via a loan with us are just a few!
If you’re looking for a low interest rate, your bank may have some options for you! But if you’re wanting a quick top-up, a loan for home renovation with us is easy, quick and hassle free! Applying for a loan can be daunting, but our loan terms are straightforward and easy to understand.
Why get a home Renovation Loan?
If you’re looking for quick top-up for your renovation dream, we’re one of the best choices for a hassle free home renovation loan experience. Our lending criteria is straightforward and were a great option for home-improvers all over NZ! We’re here to make renovation financing easy for you!
Home Renovation Loan Calculator
Have a look at our renovation financing calculator to see how what you can expect when taking out this type of personal loan!
Choose your term
Repayment Details
1 YEAR
Your Weekly Repayment
$22.60 PER WEEK* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.
Rates
For information on how much can I borrow NZ-wide and our loan default interest rate guide, please view our rates and fees here.
Terms
If you want to take out a loan for home renovation with Alternate, it’s important that you understand our terms of trade in detail. We are responsible lenders and it’s important that you take the time to understand our terms and conditions. Applying for home renovation loans with us, grants Alternate Finance permission to store your information. Alternate Finance will use best practices to keep all information on this website current and accurate. Reporting inaccuracies can be reported to us in writing, and we’ll act accordingly. For more information relating to the terms of your financing, please view this page.
Security
Your details are data protected when applying for a renovation loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.
Did You Know?
What is a Loan for Home Renovation?
A home renovation loan is a type of loan specifically designed to fund home improvement projects. It can help you finance renovations, repairs, or upgrades to your existing home. Contact us to see how much you could borrow today. We will contact you quickly and get you on your way!
No Loan is Too Small
We know that little things can make a big difference! Whether your redecorating your bedroom with a new lick of paint, or renovating your whole kitchen, we've got the loan for you (however small!). Contact us today to make that dream a reality!
How Quickly Can I Get Renovating?
Our preliminary credit checks take 60 minutes and we can be processing your loan within hours! If all is well, and your credit check is A-okay, you can expect the loan in your account within 24-48 hours from our formal approval. The time required is subject to credit checks and the responsible lending code of New Zealand. With a clean check, its as quick as it takes for the paint to dry!
Renovating your Home Can Increase its Value
Renovating your existing home, even if you don't plan on living in it much longer, is one of the best investments! You can increase your market value even with the smallest changes. We offer loan amount to suit small and larger scale renovation projects! Consider a loan application today to make your space incredible!
Your Savings are For a Rainy Day
Taking out a small loan that you can easily pay off is a clever way of keeping your savings intact! We want you to have your rainy day fund safe and dry whilst you still make those dream improvements! That way you'll be "singing in the rain" if it ever pours!
Why Choose Us?
We care about our customers and understand borrowing money can feel stressful! We're all about fast, easy and fuss free lending! If you're looking for an efficient, friendly and people orientated lender, we're the choice for you!
Customers love the experience
Frequently Asked Questions
What happens If I default on repayment?
It’s important to talk to us if your personal circumstances change, and you can’t pay your loan. We value communication and can set a payment plan to get you back on track. If things go wrong with your renovation project, we’re quite reasonable and want to help.
Is a home improvement loan a type of personal loan?
How much can I borrow with a home renovation loan?
What can I use the renovation loan for?
Contact our friendly team for more information on a loan for house deposits