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Car loans

Car Loans NZ

Looking for a new set of wheels? Alternate Finance can help by giving you a car loan. By lending you the cash you need, you can hit the car yards with the purchasing power of being a cash buyer. Car loans are simple but be sure to get a low interest rate. some dealers will have you paying top dollar!

Getting a car loan is relatively easy because the car itself becomes security over the loan. We lend for all types of vehicles, including motorbike loans, car loans, trailers and even caravan loans.

Use our car loans calculator to see what your weekly repayments will be. Once happy, set aside 8 minutes to complete our application and we should have an answer back to you about your car loan within 24 hours.

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Don’t Buy A Car Until

How do you know if a car has been stolen NZ?
Before paying the seller with your car loan, research if it’s been stolen. Enter the rego number, the VIN, the engine or chassis number into Google. The Search results will tell you If it has been stolen.

How do you know if a car has money owing on it in NZ?
If you’re using your car loan to purchase privately, then it’s essential to do a PPSR search to ensure there isn’t any money owed on the vehicle before you buy it. Visit this website to get started. It’s easy. https://ppsr.companiesoffice.govt.nz/help-centre/searching-the-ppsr/motor-vehicle-search/

Vehicle financing from Alternate Finance allow you up to 36 months to make repayments unless agreed otherwise, in advance and in writing. You’ll be given an annual interest rate that ranges from the very low interest rates of 13.95% to 26.98% p.a for your car loans.

Need more info including our car loans default interest rate? please view our rates and fees page by clicking here.

Before you get a car loan from Alternate Finance, please ensure you understand the terms, fees and interest rates. When you apply for your online car loan, you’re allowing Alternate Finance permissions to collect and store your private information for business use. We endeavour to keep all private information on this website accurate, up to date and encrypted, so you can apply for a car loan in confidence. Any inaccuracies found, if brought to our attention in writing, will be dealt with within a reasonable time. For further details about the terms of your car loan, please follow this link.

Your details are data protected when applying for a loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Vehicle financing from Alternate Finance allow you up to 36 months to make repayments unless agreed otherwise, in advance and in writing. You’ll be given an annual interest rate that ranges from the very low interest rates of 13.95% to 26.98% p.a for your car loans.

Need more info including our car loans default interest rate? please view our rates and fees page by clicking here.

Before you get a car loan from Alternate Finance, please ensure you understand the terms, fees and interest rates. When you apply for your online car loan, you’re allowing Alternate Finance permissions to collect and store your private information for business use. We endeavour to keep all private information on this website accurate, up to date and encrypted, so you can apply for a car loan in confidence. Any inaccuracies found, if brought to our attention in writing, will be dealt with within a reasonable time. For further details about the terms of your car loan, please follow this link.

Your details are data protected when applying for a loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Car Loans NZ Calculator

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Did You Know?

Pre Approved Car Loans NZ

Pre Approved Car Loans NZ

Get a Car Loan with Alternate Finance and you'll get the advantage of being a cash purchaser, when talking to the car dealer. We can give you pre approval on your car finance so you can negotiate with confidence.

Car Loan Calulator

Car Loan Calulator

Financing a car loan starts with figuring out what you can afford. Use our car loan calculator above and select the term, and the amount you'd like to borrow. It's easy.

Financing For A Car

Financing For A Car

Financing for a car can vary greatly, depending on who you choose as your car financing company. It's usually best for your pocket if you finance your car independently from the dealer.

Car Finance Rates

Car Finance Rates

We often have the best car finance rates when comparing our competitors. You can view our low interest rates and finance rates here.

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.