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Construction Loans

Loans for builders

If you’re a builder requiring a construction loan for a side-hustle, a lick & flick, or bringing an “as is where is” house up to an insurable standard, then Alternate Finance would love to chat.

In fact, even if you just need a loan for tools or vehicles, Alternate helps with loans for builders in the form of equipment loans. We’ve got you covered. Alternate Finance likes to partner with growing businesses and builders, so reach out, and if we can establish a win/win outcome, you’ll have access to the funding you need.

 

Construction Loans
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construction-loans

Loans For Construction

Construction loans are usually thought of as finance for the materials of a project that you’ve been contracted for. While this isn’t Alternate Finances favourite type of loans for builders, if you have reasonable securities, we’d love to partner with your business and help you grow.

Builder Finance

Builder finance varies in its interest rates, depending on the size of the loan you’re looking for and what period you want the loan for. If it’s a large loan you’re looking for to purchase a property, and you only need the loan for the duration of the repairs until sold, then there’s a high chance we’ll give you an excellent interest rate that works with your business model.

Get loans for builders from Alternate Finance with the freedom of loan repayments spread over 36 months, unless arranged otherwise. You’ll receive an email with an annual interest rate ranging between 13.95% & 26.98% p.a. for your short term builder finance loans.

For further details, including, our loan default interest rate guide, please view our rates and fees here.

If you want builder finance from Alternate, it’s important that you understand our terms of trade in detail. We are responsible lenders and want you to know the conditions. When making an application for loans, you’re granting Alternate Finance Limited permissions to store your sensitive information. Our company will endeavour to keep all information on the Alternate Finance website accurate and up to date, relating to your loan for business investment. If you find an error, and if brought to our attention in writing, we will rectify it within a reasonable timeframe. For more information relating to the terms of your financing, please view this page.

Your details are data protected when applying for a construction loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Get loans for builders from Alternate Finance with the freedom of loan repayments spread over 36 months, unless arranged otherwise. You’ll receive an email with an annual interest rate ranging between 13.95% & 26.98% p.a. for your short term builder finance loans.

For further details, including, our loan default interest rate guide, please view our rates and fees here.

If you want builder finance from Alternate, it’s important that you understand our terms of trade in detail. We are responsible lenders and want you to know the conditions. When making an application for loans, you’re granting Alternate Finance Limited permissions to store your sensitive information. Our company will endeavour to keep all information on the Alternate Finance website accurate and up to date, relating to your loan for business investment. If you find an error, and if brought to our attention in writing, we will rectify it within a reasonable timeframe. For more information relating to the terms of your financing, please view this page.

Your details are data protected when applying for a construction loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Did You Know?

Joint venture or builder finance?

Joint venture or builder finance?

Loans for builders who want to repair and flip a distressed house can come in the form of a joint venture. This is where Alternate Finance would provide the money, and you provide the construction repairs.

Construction loans aren't our favourite.

Construction loans aren't our favourite.

Construction loans are often requested when the builder has no capital nor any security to provide us. It makes sense that you'd need a loan for the materials to complete a job, but Alternate needs some form of security in case you don't get paid or if the job is disputed. If we can jump these hurdles, then we'll happily help.

Is builder finance bridging finance?

Is builder finance bridging finance?

In some cases, yes. We can bridge the gap of when the building you purchase is uninsurable, and therefore you can't get a loan from the bank.

Other types of loans for builders.

Other types of loans for builders.

Builders might be interested in our other business loans such as asset finance, allowing you to buy tools and vehicles, venture capital, equipment finance and small business loans.

Contact our friendly team for more information about construction loans