Effective Date: 3 October 2025
Last Updated: 3 October 2025
This Cookie Policy explains how Alternate Finance (“we”, “our”, “us”) uses cookies and similar technologies when you visit our website https://alternatefinance.co.nz
1. What Are Cookies?
Cookies are small text files placed on your device (computer, tablet, or phone) when you visit a website. They help websites function properly, improve performance, and provide information to site owners.
We also use similar technologies such as pixel tags and local storage, which work in a similar way.
2. Types of Cookies We Use
(a) Strictly Necessary Cookies
Essential for the website to operate. These enable functions like secure log-in, form submissions, and navigation. Without them, our site may not function correctly.
- Examples: session cookies, security cookies.
(b) Performance and Analytics Cookies
These gather information about how visitors use our site (e.g., which pages are most visited, how long users stay). We use this data to improve performance and usability.
- Example: Google Analytics cookies (IP address, browser type, session duration, page views).
(c) Functionality Cookies
These allow the site to remember your preferences (such as form entries or language) to provide a more personalised experience.
(d) Targeting/Marketing Cookies
With your consent, we may use cookies to deliver relevant advertising or measure campaign effectiveness. While Alternate Finance does not sell advertising space, third-party providers (e.g., Google) may place cookies for remarketing.
3. Third-Party Cookies
Some cookies on our site are set by third parties, including:
- Google Analytics: to help us understand site traffic and improve services. Data may be transferred to servers in the United States.
- Social Media Platforms (if embedded tools or share buttons are used): these may track your activity when interacting with our site.
See Google’s Privacy & Terms for more details.
4. How Long Cookies Last
- Session cookies: deleted when you close your browser.
- Persistent cookies: remain on your device until they expire or you delete them.
Analytics cookies (e.g., Google Analytics) are kept for a maximum of 26 months before being deleted automatically.
5. Managing Your Cookie Preferences
You have control over cookies:
- Browser Settings: You can block or delete cookies in your browser preferences.
- Google Opt-Out: You can install the Google Analytics Opt-out Browser Add-on.
- Consent Banner: On your first visit, you may choose to accept or reject non-essential cookies. Preferences can be updated anytime via [insert cookie settings link if available].
Note: Blocking cookies may impact website functionality.
6. Updates to This Policy
We may update this Cookie Policy periodically. Changes will be posted on this page with a revised “Last Updated” date.
7. Contact Us
For any questions about cookies or this policy, please contact:
Privacy Officer
Alternate Finance
Email: mailto:info@alternatefinance.
Phone: 0800 695 626
Address: 3 Shirley Road, Christchurch 8013
If we cannot resolve your complaint, you may contact:
Office of the Privacy Commissioner
www.privacy.org.nz
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