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Debt Consolidation Loans

Debt Consolidation Loans Help

  • You’re having trouble keeping up with monthly bill payments?
  • Having trouble borrowing money because of credit history?
  • You need a fresh start with one, easy to manage payment?

What Debt Consolidation Loans Are For

  • Baycorp bills, we can pay them to offer and clear your credit rating
  • Turn your debts into one easy payment at lower interest rates
  • Avoiding penalties and paying off other loans or hire purchases.

Get on top of debt once and for all. Our easy debt consolidation loans NZ allow loan repayments of as little or as much as you’d like.

Debt Consolidation
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APPLY IN UNDER 8 MINUTES

Get debt consolidation loans from Alternate Finance, and you’ll receive up to 36 months to make affordable loan repayments. We’ll give you a low interest rate in comparison to what you’re paying and roll the debt into one simple payment. The low interest rate ranges from 13.95% to 26.98% p.a.

For more details, including our debt consolidation loan default interest rates, please veiw our rates and fees webpage by clicking here.

If you want to get a debt consolidation loan from Alternate Finance, it’s important to get an understanding of our terms. When you apply for debt consolidation loans, you’re agreeing to Alternate Finance having permission to store and collect your information. Alternate Finance will endeavour to keep all information on this website accurate and up to date, in regards to debt consolidation but if you spot any inaccuracies, please let us know in writing and we’ll rectify it within a reasonable timeframe. For further detailed information about the terms of your debt consolidation loan, please follow this link.

Your details are data protected when applying for a loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Get debt consolidation loans from Alternate Finance, and you’ll receive up to 36 months to make affordable loan repayments. We’ll give you a low interest rate in comparison to what you’re paying and roll the debt into one simple payment. The low interest rate ranges from 13.95% to 26.98% p.a.

For more details, including our debt consolidation loan default interest rates, please veiw our rates and fees webpage by clicking here.

If you want to get a debt consolidation loan from Alternate Finance, it’s important to get an understanding of our terms. When you apply for debt consolidation loans, you’re agreeing to Alternate Finance having permission to store and collect your information. Alternate Finance will endeavour to keep all information on this website accurate and up to date, in regards to debt consolidation but if you spot any inaccuracies, please let us know in writing and we’ll rectify it within a reasonable timeframe. For further detailed information about the terms of your debt consolidation loan, please follow this link.

Your details are data protected when applying for a loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Debt Consolidation Loan Calculator

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Did You Know?

Debt Consolidation Loan

Debt Consolidation Loan

Did you know that a debt consolidation loan is the most common way the Kiwi's manage their debts through Alternate Finance? Unfortunately, people get into arrangements with other lending companies that take advantage of them or lure them into traps. For example, you might be offered an interest-free loan, but the moment you make one small error, all of the interest is added on, at very high fees. We help people get on top of debts, paying off other providers and rolling it into one easy payment that you can afford.

Consolidate Debt

Consolidate Debt

Once you submit your debt consolidation loan application online, you'll hear back from us with 24 hours on your approval. We'll communicate with you; clearly, you can call us, message us using live chat on this website, or request us to call you back at a time that's convenient.

What is Debt Consolidation?

What is Debt Consolidation?

A Debt Consolidation loan is a tool that helps you when you have multiple hire purchases from various different lenders that are too much for you to manage. Often, you'll have high penalty fees, meaning that you; 're defaulting every week. A debt consolidation loan eliminates the multiple fees you're being stung with because you'll pay off each loan, and just have one simple, more manageable loan with us, on a fair interest rate.

Ethical Loan Companies

Ethical Loan Companies

Did you know that Alternate Finance is owned and operated by a Christian family with fair values in Christchurch? This means that our finance company is made to help Kiwi's get a fair deal, to look after them when things get tough and if a debt consolidation loan is needed, we'll help you work through any difficulties and support you in the best result possible.

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.