Getting a Funeral Loan
We understand that the loss of a loved one is a difficult time and there are a number of expenses that a funeral loan could help with like the funeral venue costs, casket costs, burial, & catering.
Alternate Finance can support you during this time and process your application within an hour and arrange a funeral loan payment directly to your bank account or the funeral home so that you can concentrate on saying goodbye.
A Funeral loan is an easy, stress-free process that starts with an online application. If you apply now, it should only take you 6 minutes to complete, and our approval team will be in touch soon.
APPLY IN UNDER 8 MINUTES
Like us to call you back ?
Funeral Loans Calculator
Choose your term
Repayment Details
1 YEAR
Your Weekly Repayment
$22.60 PER WEEK* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.
Rates
Get funeral loans from Alternate Finance, and you’ll have 36 months to make loan repayments unless previously arranged in writing. You’ll receive an annual interest rate that ranges between 13.95 – 26.98% per annum.
If you’d like further details on your rates and fees, including our loan default interest rates, please visit our rates and fees page by clicking here.
Terms
If you want to get funeral loans from Alternate Finance, please take the time to understand our terms and conditions. When you are applying for funeral loans, you are granting Alternate Finance permission to store your information securely. We endeavour to keep all of our information online accurate and up to date, in regards to your funeral loans. If you happen to find any inaccuracies, please communicate to us in writing, and will be altered within a fair and reasonable time. If you’d like further information about the terms of your funeral loans, please follow this link.
Security
Your details are data protected when applying for funeral loans, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your funeral loan application will remain secure.
Did You Know?
Cost Of Funerals in NZ
Did you know that the minimum you will pay in NZ for cremation is around $4,000? If you want a funeral on top of that, then you can easily have funeral expenses in excess of $10,000. A funeral loan is designed to help you pay your condolences, without the stress of having to find the cash to fund it. In most cases, the deceased estate will have funds to pay for the expenses, but often those funds aren't available until after the funeral has taken place. This means that a funeral loan can tie you over until those funds become available. View funeral options here
Cost Of Obituary NZ
Did you know that an obituary will cost approximately $150-$250? This is a notice in the paper that your loved one has passed. There are many small costs that you'll need to account for, and a funeral loan can ease the stress, allowing you to access money at this difficult time for your family.
What Happens If You Can't Afford A Funeral NZ?
You can get a funeral loan by applying online in under 6 minutes. You'll be asked a series of questions about your finances, but it's a simple form, and you'll need to provide your photo ID. When someone has died, we try to process your funeral loan as quickly as possible so you can grieve without the difficulties of trying to manage your finances.
Who Pays For Funeral NZ? Who Controls Money?
Did you know that if the deceased estate has cash of under $15,000, then the executor can act independently without having to have a lawyer appointed? If your family is fair and reasonable and can come to an agreement via email for how any bills should be paid and the estate should be divided up, then you could save a considerable amount of money.
Customers love the experience
