Podcast on Personal Finance in NZ

Alternate Finance is run by one of Canterbury, New Zealand's most successful entrepreneurs. He's now at a point in his life where he wants to give back to people who want to learn about money. If you'd like to increase your financial literacy and business knowledge, without claiming to be a financial advisor, tune-in to his short series of podcasts, his words of wisdom and the best business advice on personal finance you'll find for New Zealanders.

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Monthly Budget Planner

Use our free online budget planner. NZ life can get financially challenging especially in the heat of inflation, so stay on top of your business and personal finances easily with our budget calculator and have a PDF report sent to you 100% free. You can edit interest rates, repayments and forecast your personal finances.

NZ Personal Finance Blog

Get articles about money, personal financing, budget plannings, reducing costs and how to save and build wealth. From Kiwisaver, to compound interest explained in an easy way, to the importance of debt consolidation of personal loans. We're here to take the complex subject of money and financial advice to simplify it for you in our NZ finance blog. We're a finance company who's a member of the Responsible Lending Code, and although borrowing is a great way to leverage business or personal growth, there are traps you'll want to avoid. Subscribe and learn.

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  • Investing
  • Loan Advice
  • Property Advice
  • Top Tips
  • Uncategorized
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How to Pay Off Debt Faster: Repay Debt With These Strategies
September 14, 2023

How to Pay Off Debt Faster: Repay Debt With These Strategies

Kia ora, New Zealand! How to pay off debt faster and how to get out of debt…

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Unlocking The Advantages of Refinancing Your Loan: 5 Minute Guide
August 14, 2023

Unlocking The Advantages of Refinancing Your Loan: 5 Minute Guide

Introduction: Understanding Why It Is Worth Refinancing For A Better Deal! Ever felt burdened by your loan?…

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How To Pay Off Mortgages Fast: 4min Guide For Kiwis
July 4, 2023

How To Pay Off Mortgages Fast: 4min Guide For Kiwis

Introduction: A Kiwi’s Roadmap To Pay Off Mortgages Faster! If you’re here, you’re probably wondering things like…

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No Credit Check Loans – Are They Legit in New Zealand?
June 15, 2023

No Credit Check Loans – Are They Legit in New Zealand?

Introduction: What are No Credit Check Loans? When you’re in a tight spot financially, we get it….

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7 Ways to Avoid Getting Trapped in a Debt Cycle
May 8, 2023

7 Ways to Avoid Getting Trapped in a Debt Cycle

Kia ora, folks! Struggling with debt can be tough, and it’s not uncommon to find yourself in…

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What to Do if You Can’t Make Loan Payments on Time
April 27, 2023

What to Do if You Can’t Make Loan Payments on Time

If you’re struggling to make loan payments on time, you’re not alone. In New Zealand, life can…

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Securing Funding for Your Construction Project – Your 4 Minute Guide
March 13, 2023

Securing Funding for Your Construction Project – Your 4 Minute Guide

Are you planning to embark on a construction project, but struggling to understand how to secure the…

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Unlocking The Potential Of Business Finance: A Guide To Available Options
February 13, 2023

Unlocking The Potential Of Business Finance: A Guide To Available Options

Whether you’re operating a small New Zealand business or a large corporation, finance is an integral part…

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100+ Afterpay NZ Shops That Let You Buy Now & Pay Later
January 19, 2023

100+ Afterpay NZ Shops That Let You Buy Now & Pay Later

Shopping can be expensive and financially draining. But what if you could buy the things you need…

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How is interest calculated on a loan?
December 19, 2022

How is interest calculated on a loan?

In this blog article, we’re going to take a look at the math behind interest and how…

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How To Make Money Online in New Zealand (An In-Depth Guide)
November 18, 2022

How To Make Money Online in New Zealand (An In-Depth Guide)

Picture this, while you’re sleeping, someone in another time zone is buying your custom t-shirt design. Meanwhile,…

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3 Great techniques for saving money in business💰
October 31, 2022

3 Great techniques for saving money in business💰

Those who own a business should constantly be looking at how to save money 💸, without creating…

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Reduce Debt On Your Personal Expenses – 7 Simple Tips
October 20, 2022

Reduce Debt On Your Personal Expenses – 7 Simple Tips

Reduce debt now and as the economy gets tough, you’ll be in a much better position. Managing…

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What is bridge financing & how it works – 4 min guide.
September 30, 2022

What is bridge financing & how it works – 4 min guide.

You will no doubt have come across the term bridge financing which can be used in many…

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What Is Compound Interest? The 6 Minute Guide
September 22, 2022

What Is Compound Interest? The 6 Minute Guide

What is compound interest? The idea of compounding interest might sound complicated, but it’s actually easy to…

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NZ’s Best Non-Bank Lenders
June 30, 2022

NZ’s Best Non-Bank Lenders

Recently, we have seen the emergence of a new subsector of the finance industry, with particular expertise…

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Short Term Property finance In New Zealand
June 16, 2022

Short Term Property finance In New Zealand

The majority of us have that dream of finding the perfect property, that forever family home, the…

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13 Frequently asked questions about consolidation loans
May 1, 2022

13 Frequently asked questions about consolidation loans

There is a general misconception that loan consolidation is a last resort when looking to manage your…

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14 FAQs on NZ Business Loans and Business Finance
April 14, 2022

14 FAQs on NZ Business Loans and Business Finance

Need business finance to grow your Kiwi venture? You’re not alone. Thousands of New Zealand business owners…

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How Much Deposit Do You Need to Buy a House in New Zealand?
March 31, 2022

How Much Deposit Do You Need to Buy a House in New Zealand?

Find out how much deposit you need to buy a house in New Zealand, including LVR rules, Kāinga Ora options, and how to bridge a deposit shortfall.

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