Podcast on Personal Finance in NZ

Alternate Finance is run by one of Canterbury, New Zealand's most successful entrepreneurs. He's now at a point in his life where he wants to give back to people who want to learn about money. If you'd like to increase your financial literacy and business knowledge, without claiming to be a financial advisor, tune-in to his short series of podcasts, his words of wisdom and the best business advice on personal finance you'll find for New Zealanders.

Financial Tools & Budget Calculator

Monthly Budget Planner

Use our free online budget planner. NZ life can get financially challenging especially in the heat of inflation, so stay on top of your business and personal finances easily with our budget calculator and have a PDF report sent to you 100% free. You can edit interest rates, repayments and forecast your personal finances.

NZ Personal Finance Blog

Get articles about money, personal financing, budget plannings, reducing costs and how to save and build wealth. From Kiwisaver, to compound interest explained in an easy way, to the importance of debt consolidation of personal loans. We're here to take the complex subject of money and financial advice to simplify it for you in our NZ finance blog. We're a finance company who's a member of the Responsible Lending Code, and although borrowing is a great way to leverage business or personal growth, there are traps you'll want to avoid. Subscribe and learn.

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  • All
  • Bad Credit
  • Beneficiary Advice
  • Budgeting
  • Business Lending
  • Buying Advice
  • Debt Advice
  • Interest & Calculations
  • Investing
  • Property Advice
  • Top Tips
  • Uncategorized
  • Vehicle Finance
Planning ahead with beneficiary loans NZ
May 11, 2021

Planning ahead with beneficiary loans NZ

Are you struggling to finance your existing debt? Perhaps you are constantly robbing Peter to pay Paul…

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Loans for people with bad credit
April 28, 2021

Loans for people with bad credit

Are you struggling with a bad credit rating and mounting debts? Unable to focus on the long-term,…

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How to improve your credit score when you have bad credit
April 22, 2021

How to improve your credit score when you have bad credit

Having a bad credit score can make it very hard to move along in life – it…

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The truth behind beneficiary loans
April 19, 2021

The truth behind beneficiary loans

Are you considering a beneficiary loan but concerned about interest rates? Perhaps you weren’t aware that benefit…

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Make your financial New Year’s Resolutions count this year!
December 30, 2020

Make your financial New Year’s Resolutions count this year!

As 2021 fast approaches, many of us will be happy to move on from a hugely unsettling…

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Finance Companies Price Comparison – Who Is the Best?
November 27, 2020

Finance Companies Price Comparison – Who Is the Best?

There are so many finance companies in NZ who are competing for the privilege of lending to…

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Can I Get a Medical Loan?
November 10, 2020

Can I Get a Medical Loan?

When you need medical care, unfortunately, this can be hard to access quickly through the public system….

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How can I prepare to apply for a loan?
October 20, 2020

How can I prepare to apply for a loan?

Many customers find it stressful looking for and applying for loans and are pleasantly surprised by how…

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NZ’s new building consent exemptions – Time for a renovation loan?
August 30, 2020

NZ’s new building consent exemptions – Time for a renovation loan?

– NZ’s new Building Consent Exemptions begin on August 31 2020 – In March 2020 New Zealand’s…

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Used Car Sales – the Complete Guide to Buying A Used Car
August 23, 2020

Used Car Sales – the Complete Guide to Buying A Used Car

When your car breaks down unexpectedly, it’s highly likely that you weren’t in the process of saving…

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Why Get a Holiday Loan?
July 28, 2020

Why Get a Holiday Loan?

With the travel deals all around New Zealand going wild at the moment, it’s the perfect opportunity…

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How to Manage KiwiSaver During a Downturn
June 25, 2020

How to Manage KiwiSaver During a Downturn

Has the coronavirus affected your KiwiSaver funds? We have seen a lot of media coverage and discussion…

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Ways to Avoid Store Credit Card Traps
June 25, 2020

Ways to Avoid Store Credit Card Traps

Key Things to Consider Before Getting a Store Credit Card Many people often fall into the trap…

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How do I get an emergency loan?
June 22, 2020

How do I get an emergency loan?

Finding yourself short of money at just the wrong time in the pay cycle? No need to…

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What is Debt Consolidation & Why Consider It?
June 14, 2020

What is Debt Consolidation & Why Consider It?

Alternate Finance makes it easier than ever before for New Zealanders to consolidate their debt. We’ll help…

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Navigating the Unexpected: How To Pay Vet Bills without the Nasty Shock 🐾
November 17, 2019

Navigating the Unexpected: How To Pay Vet Bills without the Nasty Shock 🐾

Introduction: The Unpredictable Adventures of Pet Parenthood Life’s sailing smoothly with bills paid and the car purring…

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How to Get a Debt Consolidation Loan
October 31, 2019

How to Get a Debt Consolidation Loan

Through Alternate Finance, it’s very easy to apply for a debt consolidation loan. You might not be…

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How to keep your kids involved in sport, despite the rising costs
October 31, 2019

How to keep your kids involved in sport, despite the rising costs

Kiwi kids are increasingly finding themselves sidelined from sports they love, with the ever-increasing costs that come…

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Mistakes to avoid with debt management
September 30, 2019

Mistakes to avoid with debt management

We often make debt reduction much more difficult on ourselves than it needs to be. Usually it…

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How to budget – Manage your money better in 5 easy steps
August 25, 2019

How to budget – Manage your money better in 5 easy steps

When it comes to personal finances, there is no better saying than “If you fail to plan,…

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