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Average house prices in New Zealand from the 80s & why house prices fell in 2008. Learn how the 80s shaped the housing market we have in 2025.
Whether you are looking to take out a new personal loan, refinance existing debt, or have a…
Schedule of Rates & Fees Interest Rates Alternate Finance provides loans at an annual interest rate from 9.95%…
Yes, applying for a loan can affect your credit score in New Zealand. When you make a…
Before we lend you a single dollar, we need to be confident you can comfortably afford the…
Borrowing money is a significant financial decision. In New Zealand, borrowers are protected by a range of…
When your business or personal finances face timing gaps or unexpected costs, you might consider using a…
If you need to borrow money, it’s common to weigh up using a credit card versus taking…
When you need to spread the cost of a purchase, Buy Now, Pay Later (BNPL) services can…
How do most kids learn to excel at important things in life? Education and practice are the…
The holiday season brings excitement, but expenses can spiral fast. Between flights, accommodation, activities, and unexpected costs,…
Back in the day, there was no such thing as the responsible lending code of New Zealand….
Debt consolidation for credit cards is one of the most common reasons Kiwis come to us. You’ve…
Introduction: Building An Emergency Fund That Won’t Let You Sink! Hey there, Kiwi crew! Are you geared…
Many people migrate to New Zealand, and while they can get jobs and bank accounts, many struggle…
In Ne Zealand’s fast-paced financial landscape, short-term loans have emerged as a popular option for individuals seeking…
Paying off debt is a life lesson that all Kiwis should learn. One extremely effective strategy is…
Get a Small Business Loan Fast Alternate Finance has competitive interest rates on all business loans up…
There’s only one way to travel around NZ and that’s in a camper ! We’re here to…
What a personal loan is and how it works Personal loans NZ are a straightforward way for…
Introduction: Crafting Your 2024 Financial Game Plan Kia ora, fellow Kiwis! As we bid farewell to 2023,…
Introduction: The Kiwi Christmas Spending Dilemma Believe it or not, Xmas is nearly here….again! It’s that time…
Kia ora, New Zealand! How to pay off debt faster and how to get out of debt…
Caravan Finance in New Zealand: Your Ticket to the Open Road Dreaming of exploring Aotearoa’s scenic routes…
Introduction: Understanding Why It Is Worth Refinancing For A Better Deal! Ever felt burdened by your loan?…
Introduction: A Kiwi’s Roadmap To Pay Off Mortgages Faster! If you’re here, you’re probably wondering things like…
Introduction: What are No Credit Check Loans? When you’re in a tight spot financially, we get it….
Kia ora, folks! Struggling with debt can be tough, and it’s not uncommon to find yourself in…
Whether you’re operating a small New Zealand business or a large corporation, finance is an integral part…
Picture this, while you’re sleeping, someone in another time zone is buying your custom t-shirt design. Meanwhile,…
Those who own a business should constantly be looking at how to save money 💸, without creating…
Reduce debt now and as the economy gets tough, you’ll be in a much better position. Managing…
You will no doubt have come across the term bridge financing which can be used in many…
What is compound interest? The idea of compounding interest might sound complicated, but it’s actually easy to…
Recently, we have seen the emergence of a new subsector of the finance industry, with particular expertise…
The majority of us have that dream of finding the perfect property, that forever family home, the…
Before you borrow to clear debt, two free options are worth a call. MoneyTalks, on 0800 345…
Here you’ll find all types of finance options for Kiwis. Alternate provides easy loans NZ wide, including…
Need business finance to grow your Kiwi venture? You’re not alone. Thousands of New Zealand business owners…
Find out how much deposit you need to buy a house in New Zealand, including LVR rules, Kāinga Ora options, and how to bridge a deposit shortfall.