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Emergency Loans

Quick Loans For Emergencies

We understand that it is difficult to always plan ahead, and that’s where an emergency loan can help. If you have recently received an unexpected invoice or cost and do not have the cash readily available, you may be eligible for an emergency loan from Alternate Finance. We are based in Christchurch, and we are not like traditional payday loans companies. Our interest rates are highly competitive, and what we offer is fair.

We invite you to apply now for an emergency loan, and we will do our best to get back to you within one hour during standard business hours. If you have any further questions regarding our emergency loans, you can contact us here.

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Emergency Loan Requirements

Quick Loans NZ Requirements

We are more flexible than traditional lenders, as we understand not everyone has a perfect track record when it comes to their credit rating. Our requirements for a quick loan may differ from other lenders, so we invite you to fill out our application form or contact us for customised information relating to your situation.

 

If you have a poor credit rating but need a quick loan, you can fill out our loan application form and we will review your unique circumstances to determine whether or not you will qualify for an emergency loan with us.

Get an emergency quick loan from Alternate Finance, and get up to 36 months for making your loan repayments unless you’d like to pay it sooner. Your annual interest rate will be confirmed between 13.95% to 26.98% prior to the quick loan being issued.

For further details, including our personal loan default interest rate, please visit our rates and fees page by clicking here.

Get an emergency loan from Alternate Finance in your moment of need, but it’s important not to rush and to completely understand our terms. When making an application for your quick loan, you’re granting Alternate Finance permission to store your details and private information. Alternate Finance will keep all information on this website accurate and up to date to the best of our abilities, in relation to emergency quick loans. Any inaccuracies found, if brought to our attention in writing, we will look to resolve them within a reasonable timeframe. For further details about the terms of your emergency quick loan, please follow this link.

Your details are data protected when applying for a quick loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Get an emergency quick loan from Alternate Finance, and get up to 36 months for making your loan repayments unless you’d like to pay it sooner. Your annual interest rate will be confirmed between 13.95% to 26.98% prior to the quick loan being issued.

For further details, including our personal loan default interest rate, please visit our rates and fees page by clicking here.

Get an emergency loan from Alternate Finance in your moment of need, but it’s important not to rush and to completely understand our terms. When making an application for your quick loan, you’re granting Alternate Finance permission to store your details and private information. Alternate Finance will keep all information on this website accurate and up to date to the best of our abilities, in relation to emergency quick loans. Any inaccuracies found, if brought to our attention in writing, we will look to resolve them within a reasonable timeframe. For further details about the terms of your emergency quick loan, please follow this link.

Your details are data protected when applying for a quick loan, as we have end-to-end encryption on all of our webforms. All loan information you provide will be treated confidentially and you can have confidence that your loan application will remain secure.

Emergency Loan Calculator

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Did You Know?

Quick Loans When You Need It

Quick Loans When You Need It

Did you know that the average cost of a plumber in New Zealand according to www.moneyhub.co.nz is approximately $90-120 per hour? so if you have an emergency loan requirement because a plumber discovers the need for a new hot water cylinder that's leaking, you could be up for a bill in the region of $1800 -$2200. Ask Alternate Finance for an emergency quick loan, and we'll quickly assist in any way we can.

Fast Cash Loans Quickly

Fast Cash Loans Quickly

If you need to get a fast cash loan because of a surprise visit to the vet, you wouldn't be the only one. Our fur-buddy's often get themselves into mischief and a world of pain, so we need to help them quickly. We're here to help with an Alternate Finance emergency loan; whether it be hundreds, if not thousands, we can help you spread the payments across 36 months making life a little easier.

What Is An Emergency Loan?

What Is An Emergency Loan?

An emergency quick loan could easily be a visit to the dentist for a filling that's fallen out during breakfast. Unfortunately, you'll have no choice to fix it immediately, or you'll be risking the tooth breaking. This could easily cost you up to $500. Getting an emergency loan is a quick and easy 8-minute process by using our online application tool. We can take the stress away with an emergency loan, enabling easy weekly payments.

Emergency Short Term Loans

Emergency Short Term Loans

Had an accident and need a quick loan to buy a new vehicle or get your existing one repaired? Alternate Finance is experienced in helping people through difficult times and planning managed payments that are affordable. An emergency loan can be structured in a way that allows you carry on your usual life stress-free.

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.