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  • Loan Types
    • Personal Loans
      • Debt Consolidation
      • Online Personal Loans
      • Loans for Beneficiaries
      • Emergency Quick Cash Loans
      • Fast Cash Loans
      • Financing Dentist Bills
      • Funeral Loans
      • Holiday Travel Loans
      • Home Renovation Loans
      • Home Loan Deposits
      • Medical Finance
      • Pet Finance
      • Loans For Students
    • Loans for Business
      • Asset Finance
      • Construction Loans
      • Equipment Financing NZ
      • Fast Bridging Finance
      • Small Business Loans
      • Venture Capital NZ
    • Vehicle Loans
      • Caravan Finance
      • Car Loans
      • Classic Car Loans
      • Finance For Motorhomes
      • Tiny Home Finance
  • Financial Tools
    • Budget Planner NZ
    • Podcasts
    • Blog
    • Digital Safety Online in New Zealand
    • Loan Forms
  • About
  • FAQs
  • Contact Us
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Bad Credit

This category in our financial blog is dedicated to bad credit. If you have bad credit, it’s a good idea to follow us, and learn ways of how to reverse your financial situation.

Consumer Protection and the Responsible Lending Code of New Zealand 
August 30, 2025

Consumer Protection and the Responsible Lending Code of New Zealand 

Back in the day, there was no such thing as the responsible lending code of New Zealand….

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How do fees and interest rates work when financing a loan?
January 31, 2022

How do fees and interest rates work when financing a loan?

Whether you are looking to take out a new personal loan, refinance existing debt, or have a…

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Loans for people with bad credit
April 28, 2021

Loans for people with bad credit

Are you struggling with a bad credit rating and mounting debts? Unable to focus on the long-term,…

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How to improve your credit score when you have bad credit
April 22, 2021

How to improve your credit score when you have bad credit

Having a bad credit score can make it very hard to move along in life – it…

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We strongly encourage you to seek advice from a licensed financial adviser or other qualified professional before making any financial decisions.