{"id":5497,"date":"2020-07-28T10:41:59","date_gmt":"2020-07-27T22:41:59","guid":{"rendered":"https:\/\/alternatefinance.co.nz\/?p=5497"},"modified":"2020-11-10T07:55:13","modified_gmt":"2020-11-10T07:55:13","slug":"why-get-a-holiday-loan","status":"publish","type":"post","link":"https:\/\/alternatefinance.co.nz\/why-get-a-holiday-loan\/","title":{"rendered":"Why Get a Holiday Loan?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/alternatefinance.co.nz\/why-get-a-holiday-loan\/#What_Is_A_Holiday_Loan\" title=\"What Is A Holiday Loan?\">What Is A Holiday Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/alternatefinance.co.nz\/why-get-a-holiday-loan\/#Why_Get_A_Holiday_Loan\" title=\"Why Get A Holiday Loan?\">Why Get A Holiday Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/alternatefinance.co.nz\/why-get-a-holiday-loan\/#How_to_Keep_Holiday_Costs_Down\" title=\"How to Keep Holiday Costs Down\">How to Keep Holiday Costs Down<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/alternatefinance.co.nz\/why-get-a-holiday-loan\/#How_to_Apply_for_A_Holiday_Loan\" title=\"How to Apply for A Holiday Loan\">How to Apply for A Holiday Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/alternatefinance.co.nz\/why-get-a-holiday-loan\/#Why_Borrow_from_Us\" title=\"Why Borrow from Us?\">Why Borrow from Us?<\/a><\/li><\/ul><\/nav><\/div>\n<div class=\"mycontainer\">\n<div class=\"onecolumn\">\n<div class=\"giveFinanceInfo center\">\n<p>With the travel deals all around New Zealand going wild at the moment, it\u2019s the perfect opportunity to snap up a holiday at bargain prices. However, many families struggle to save up for a much-needed break post-COVID lock-down. Alternate Finance is here to help with our <a href=\"https:\/\/alternatefinance.co.nz\/personal-loans\/holiday-loans\/\">holiday loans at competitive interest rates<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_A_Holiday_Loan\"><\/span>What Is A Holiday Loan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A holiday loan is a loan that gives you that bit of extra money you need to get away on your ideal holiday. While you may have been working hard all year and had many stresses to deal with, it can sometimes be tough to fork out for a holiday all in one go. The cost of accommodation, flights, and activities all add up.<\/p>\n<p>If you have a holiday loan to cover the cost of your holiday, you can get away from it all without the financial headache of wondering whether you can afford to do everything you had planned.<\/p>\n<p>A holiday loan is a perfect complement to your savings for the perfect stress-free getaway.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Get_A_Holiday_Loan\"><\/span>Why Get A Holiday Loan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Unforeseen Expenses<\/strong><\/p>\n<p>When you go away on holiday, undoubtedly there will be unforeseen expenses that pop up from time to time. Whether it\u2019s your car breaking down, extra activities you spot along the way, or something else, the unexpected can completely throw off your budget.<\/p>\n<p>Having a bit of extra money for these expenses can let you travel without freaking out over every little extra cost that comes up.<\/p>\n<p><strong>One Loan, One Payment<\/strong><\/p>\n<p>The great thing about taking out a loan for your holiday is that you won\u2019t need to whip out your credit cards to pay for things. Instead, you will have one loan with just one payment. When you stick with one loan rather than multiple, you\u2019ll often find that it\u2019s easier to pay off.<\/p>\n<p><strong>Memories Without Stress<\/strong><\/p>\n<p>The reason you\u2019re going away on holiday is likely to be that you\u2019re taking a well-deserved break. Why ruin it with all the financial stress of worrying about the cost of eating out, accommodation, and more? You\u2019ll only relax fully when you\u2019re not worrying about whether you have enough money to cover everything.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Keep_Holiday_Costs_Down\"><\/span>How to Keep Holiday Costs Down<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The reality is that even with a loan, it\u2019s best if you can keep the cost of your holiday down. A <a href=\"https:\/\/www.travelmoney.co.nz\/holiday-budget-planner\">holiday budget planner<\/a> can help with this, as can the below tips.<\/p>\n<p><strong>Accommodation<\/strong><\/p>\n<p>As mentioned earlier, there are plenty of deals to be had at the moment post COVID lockdown, when travelling locally around New Zealand. We recommend keeping an eye out for these. If you find great cheap accommodation, for example, snap it up quickly. Accommodation can be one of the largest costs of any holiday and this will make a huge difference in how far your money stretches.<\/p>\n<p><strong>Food<\/strong><\/p>\n<p>Our advice for you about food is to cook your meals a reasonable amount while you\u2019re away. Sure, you\u2019ll want to splurge on some meals out to treat yourself. But there\u2019s no reason why you have to eat breakfast, lunch, and dinner out every single day you\u2019re away. This adds up, especially if you\u2019ve got the kids with you.<\/p>\n<p><strong>Activities<\/strong><\/p>\n<p>There are plenty of deals on websites out there that offer large discounts on activities across New Zealand. By using a site like <a href=\"https:\/\/www.bookme.co.nz\/\">bookme.co.nz<\/a>, you can save huge amounts of money on activities. Plus, if you rent a car you may find that you spend less on getting around from place to place. Work out how many taxis or Ubers you would need and compare this against the cost of hiring a car. It often works out cheaper to rent a car.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Apply_for_A_Holiday_Loan\"><\/span>How to Apply for A Holiday Loan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Applying for your holiday loan is easy \u2013 deciding where to go may not be! Applying is as easy as 1, 2, 3.<\/p>\n<p><strong>1. Calculate<\/strong><\/p>\n<p>Use our loan calculator to determine how long it will take you to pay off your holiday loan. Simply enter how much you want to borrow and how much you can regularly afford to repay.<\/p>\n<p><strong>2. Apply<\/strong><\/p>\n<p>Apply online for your loan by filling out our quick and easy form.<\/p>\n<p><strong>3. Result<\/strong><\/p>\n<p>One of our friendly staff will be in touch with you to discuss your loan application. We make a decision based on whether we think you can realistically afford to repay the loan in the given timeframe.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Borrow_from_Us\"><\/span>Why Borrow from Us?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>At Alternate Finance, we care about our customers. We never loan you more than we think you will be able to repay. Here\u2019s why else you should borrow from us:<\/p>\n<p><strong>Competitive Interest Rates<\/strong><\/p>\n<p>Why pay more in interest than you need to? Check out our <a href=\"https:\/\/alternatefinance.co.nz\/rates-fees\/\">Loan Rates &amp; Fees<\/a> page to see what you could pay in fees.<\/p>\n<p><strong>Borrowing Made Easy<\/strong><\/p>\n<p>Borrowing money has never been as easy as it is with our online application form. It takes less than 10 minutes to fill out and then you can expect to hear from one of our team as soon as they have reviewed your application.<\/p>\n<p><strong>We See Past Your Credit Rating<\/strong><\/p>\n<p>Sick of hearing \u2018no\u2019 because of your below-average credit rating? Stop worrying about your rating when you come to us. We are far more interested in your security and can approve based on this and your income.<\/p>\n<p><a href=\"https:\/\/alternatefinance.co.nz\/contact-us\/\">Contact Alternate Finance<\/a> today to discuss your holiday plans and how we can help you make them happen!<\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With the travel deals all around New Zealand going wild at the moment, it\u2019s the perfect opportunity to snap up a holiday at bargain prices. However, many families struggle to save up for a much-needed break post-COVID lock-down. Alternate Finance is here to help with our holiday loans at competitive interest rates. What Is A&hellip;<\/p>\n","protected":false},"author":1,"featured_media":5533,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Why Get a Holiday Loan? Money for Much-Needed Getaway","_seopress_titles_desc":"Make the most of the ideal opportunity to book a holiday at reduced rates.","_seopress_robots_index":"","inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/alternatefinance.co.nz\/wp-json\/wp\/v2\/posts\/5497"}],"collection":[{"href":"https:\/\/alternatefinance.co.nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alternatefinance.co.nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alternatefinance.co.nz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alternatefinance.co.nz\/wp-json\/wp\/v2\/comments?post=5497"}],"version-history":[{"count":0,"href":"https:\/\/alternatefinance.co.nz\/wp-json\/wp\/v2\/posts\/5497\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alternatefinance.co.nz\/wp-json\/wp\/v2\/media\/5533"}],"wp:attachment":[{"href":"https:\/\/alternatefinance.co.nz\/wp-json\/wp\/v2\/media?parent=5497"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alternatefinance.co.nz\/wp-json\/wp\/v2\/categories?post=5497"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alternatefinance.co.nz\/wp-json\/wp\/v2\/tags?post=5497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}