Small Loans in Christchurch

Christchurch-based Alternate Finance has been providing loan services to people from Christchurch and all over New Zealand for a number of years.

We are a well established local business, so you know you’re in good hands when applying for a small loan from Alternate Finance.

Small cash loans for different situations


We understand your needs

Our team are from all walks of life so we understand real situations and hardships. We can relate to what you might be going through and we’ll treat you like a human being.

We focus on customer service

Our customer service is second to none because we make it a priority. Providing exceptional service and a good experience is how we operate, and we’re proud of it.

Our customers come back

Over 80% of our customers return to us for their loans in the future.

To apply for a short-term cash loan today visit our simple online loan application page.


I want to borrow:
I can afford to repay (per week):