Payday Loans

GIVE ME A PAYDAY ADVANCE

IN CHRISTCHURCH

Payday advances for financial emergencies and when bills snowball

Payday loans (cash till payday) are small short-term loans that have outgrown their original ‘same day payday loans’ meaning of necessarily being linked to a borrower’s payday. From time to time an unexpected cost materialises well before your next payday (often with a weekend in between) and Alternate Finance, a trusted Christchurch lender, prides itself on being one of the best companies to deal with because we always aim for fairness and transparency along with easy and fast loan processes for our customers.

Payday Advance Loan Requirements

Alternate Finance understands the frustrating and limiting nature of being tagged with a ‘bad credit’ status, often a difficult label to put behind you. Therefore we do our best to gain the full picture of your circumstances (everyone’s situation is unique) followed by a fair assessment and decision because no credit check alone has the benefit of human analysis and consideration. In making an application through us, nothing is guaranteed, but we always work hard on your behalf where we can for the best possible outcome.

Typical Payday Loan Scenarios

There are a number of reasons that you may need a direct lender payday advance from Alternate Finance:

  • Seasonal holidays
  • Avoiding friction of family borrowing
  • Larger-than-usual bills
  • Medical emergencies
  • Unexpected debt

Incurring surprise costs such as these can be disruptive to your normal financial planning and schedule. Quick cash advances can be an effective short term solution in such an emergency. Make an application with Alternate Finance and we’ll aim to get back to you within the hour during our normal trading hours. For any questions, please don’t hesitate to ask.

USE OUR HANDY LOAN CALCULATOR

I want to borrow:
I can afford to repay (per week):

THIS IS WHY YOU WANT TO BORROW FROM US

Better Interest Rates on Car and vehicle loans

WE GIVE YOU BETTER INTEREST RATES

Why pay more through dealer finance?
See our Loan Rates & Fees page to see how we stack up.
Easy loan repayment options on medical loans

WE MAKE IT EASY TO BORROW

With online application, flexible repayments and terms to suit your situation.
We look beyond credit ratings for cash loans

WE LOOK BEYOND YOUR CREDIT RATING

We prefer to look at the security you have rather than your income.
If your credit rating’s not great, you can still borrow money from us.