Emergency Loans

We understand that it is difficult to always plan ahead, and that’s where an emergency loan can help. If you have recently received an unexpected invoice or cost and do not have the cash readily available, you may be eligible for an emergency loan from Alternate Finance. We are based in Christchurch, and we are not like traditional payday loans companies. Our interest rates are highly competitive, and what we offer is a fair and transparent service to help you pay that unexpected bill.

Emergency Loan Requirements

We are more flexible than traditional lenders, as we understand not everyone has a perfect track record when it comes to their credit rating. Our requirements for a loan may differ from other lenders, so we invite you to fill out our application form or contact us for customised information relating to your situation. If you have a poor credit rating but need a loan, you can fill out our loan application form and we will review your unique circumstances to determine whether or not you will qualify for an emergency loan with us.

Emergency Loan Examples

You may need an emergency loan from Alternate Finance if you have received one of the following unexpected bills:

• Medical costs
• High power bill in winter
• Car breakdown / repairs
• School bill, etc.

Receiving a surprise bill like this can often throw your monthly budget way off course, and you may need some cash to help you sort out your immediate bill. We invite you to apply now for an emergency loan, and we will do our best to get back to you within one hour during standard business hours. If you have any further questions regarding our emergency loans, you can contact us here.