Loan Calculator

If you are considering a personal loan and want to understand how much you can borrow, then consider using our Loan Calculator below. This quick and easy calculator will show you how much you can borrow, and how long the loan term will be. Please note that this is an estimate only, and not an offer of finance. If you wish to apply for a personal loan, you can do so online using our loan application form.


I want to borrow:
I can afford to repay (per week):
This loan calculator is designed to act as a guide only. If you wish to discuss your personal circumstances, then feel free to contact us anytime for a confidential discussion and we will advise you of your options. The calculator provides a guide for all loans available from Alternate Finance, including personal loans, holiday loans and debt consolidation loans amongst others.


For example, John borrows $10,000

  • Total loan amount: $10,000
  • Total fees: $726
  • Total amount John will pay: $14,154.21
  • Monthly payment: $393.17

APR: 24.16%

This is an estimate, not an offer of finance. This estimate is based on an interest rate of 19.00% p.a.
The estimate includes an establishment fee and monthly administration fee.
Your actual interest rate may be higher or lower depending on your circumstances.
See our list of fees to understand the full costs of borrowing.

Repayment period: Between 6 months and 36 months.