Personal Loans

Easy and quick personal loans for whatever you need

  • We provide fast personal loans to NZ customers every day
  • We make it easy with flexible repayments and terms to suit your situation
  • We give you better interest rates Why pay more through other finance companies? See our Rates & Fees to see how we stack up
  • We look beyond your credit rating and income statements We prefer to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested

Personal loans for almost anything

We understand that personal loans can be used for a number of different situations. Living in New Zealand can be expensive at the best of times, and we know that not everyone has a piggy bank that they can raid whenever they need to. Our customers use personal loans from Alternate Finance for a number of reasons, including

  • Wedding expenses
  • Travel expenses
  • Vehicle repairs
  • Home renovations
  • Medical & dental expenses
  • Unexpected bills and emergencies

If you need a personal loan and you need it quickly, then please get in touch and we’ll see what we can do to help you out.

Did You Know?

  • More than 80% of our customers return to us for their future personal loans. We pride ourselves on fabulous customer service, we treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.
  • We accept personal loan applications from people anywhere in New Zealand, not just Christchurch.
  • We often have cheaper interest rates than our competitors. You can see this at our Rates and Fees.
  • After you submit your loan application, you will hear back from us within 60 minutes and you could receive the money within 24 hours.

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.

 

Personal Loans - Holiday Loan

HOLIDAY LOANS

Personal Loans - Emergency Loan

EMERGENCY LOANS

Personal Loans - Funeral Loan

FUNERAL LOANS

USE OUR HANDY LOAN CALCULATOR

I want to borrow:
I can afford to repay (per week):

THIS IS WHY YOU WANT TO BORROW FROM US

Better Interest Rates

WE GIVE YOU BETTER INTEREST RATES

We pay more through dealer finance?
See our Loan Rates Comparison page to see how we stack up.
Easy loan repayment options

WE MAKE IT EASY

With flexible repayments and terms to suit your situation.
We look beyond credit ratings

WE LOOK BEYOND YOUR CREDIT RATING

We prefer to look at the security you have rather than your income.
If your credit rating’s not so flash, you can still borrow money.