Personal Finance and Debt Consolidation

USE OUR HANDY LOAN CALCULATOR

I want to borrow:
I can afford to repay (per week):
emergency cash loans

 

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FOR AN EMERGENCY LOAN

Cash advances for unexpected bills & unforeseen costs

We understand that it is difficult to always plan ahead – juggling everything all at once can be tough and that’s where a payday loan can help. We are not like traditional payday loans companies and our rates are highly competitive. What we offer is a fair and transparent service to assist you pay that unexpected bill.

  • Medical costs
  • High power bill in winter
  • Car breakdown / repairs
  • School bill, etc.

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FOR A PERSONAL LOAN

Easy and quick personal loans for whatever you need

It might be:

  • a new car
  • a family holiday
  • home renovations
  • urgent repairs

Whatever it is, we can help. With competitive interest rates, flexible terms and payments to suit your pocket, anything’s possible with a Finance Now personal loan.

holiday cash loan
debt consolidation loan

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FOR DEBT CONSOLIDATION

Debts piling up and you need to be paid now!

We can help you manage your debt with our easy debt consolidation loans. Whether you would like to pay a little each week or make a bigger payment every month, choose what suits you with our debt consolidation loans.

  • Baycorp bills – we can pay them off and clear your credit rating
  • Turn your accumulation of bills into one easy payment
  • Paying an unexpected bill
  • Paying off other loans or hire purchases
  • Creating one easy payment to manage all your outgoings that is within your budget

THIS IS WHY YOU WANT TO BORROW FROM US

Quick and easy cash loans in New Zealand

We look beyond your credit rating – we prefer to look at the security you have rather than your income. If your credit rating is not so flash, you can still borrow money.
We make it easy – with flexible repayments and terms to suit your situation.We give you better interest rates – why pay more through dealer finance? See our Loan Rates Comparison Page to see how we stack up.

Low interest rates to get you debt-free faster

We offer very competitive loan rates compared to other lenders – take a look at our Loan Comparision Page. Low interest rates are very important when consolidating your debt because the less you have to pay, the better off you are with extra money to spend on the things that really matter!